Cobb Island 20625
Charles County, MD · 553 properties · updated 7/5/2026
Should you buy here?buyer-timing lens
77affordability /100
Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.
Payment burden
14.2%
affordable
Days on market
84
daily
Price cuts
0.0%
of active
90
/100
strong
warming · balanced · prices rising year-over-year.
Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Buyer / sellerbuyer-timing lens
Seller's Market
DOM: 7d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)40
Supply & Demand (20%)100
Cancellation Rate (10%)0
Days on Market (5%)0
Seller-favored market in 20625. Expect to pay at or near list price. Payment burden: 14.2% of median income. Median days on market: 7.
Buyer Caution
Seller's market. Be prepared to pay near list price.
Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
WARMINGBALANCED
Market is warming with rising prices. Conditions are balanced between buyers and sellers.
Address lookup$99 report path
Look Up an Address in 20625
Just type the street — we'll auto-scope the search to ZIP 20625.
Actions
Export, share, or compare this ZIP
Market snapshoteach number, once
Median price
$375,925
▴ 2.1% YoY
Days on market
84
daily · zip_data
Median rent
$1,839
county avg
Investor score
34/100
cash-flow lens
Active listings
5
90-day
Valuation3 lenses, different anchors
vs assessor
—
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$0
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+40.6%
County-wide market — the widest, slowest signal.
Charles+40.6%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$195
Price-to-income2.3×
How 20625 ranks in MD
percentile vs all MD ZIPs
Comparative ranking not available for this ZIP.
Affordability, supply & momentum
17SUPPLY
OversuppliedSupply Tightness
Ample inventory — buyers have time and leverage to negotiate.
Months of Supply16.0 mo
Days on Market84d
Inv vs History-13.6%
Listing Density--
Market dynamics
Price cut %0.0%
Momentumwarming
LeverageBALANCED
Months of supply16
Sales (90d)0
Investment analysis
Median rent$1,839
Price-to-rent17.0
Est. cap rate3.5%
Buy vs rentneutral
Livability
Walk score—
Transit score11
Bike score—
Historical trends
Charles County contextmacro · jobs · debt · migration
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.