74039

Tulsa, OK · Creek County, OK · 1,453 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

69affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
18.7%
affordable
Days on market
97
daily
Price cuts
0.0%
of active
Valuation
-28.8%
vs assessor
Look up an address
81
/100
strong
warming · balanced · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

48/ 100SellerBalancedBuyer
Balanced Market
DOM: 66d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)100
Supply & Demand (20%)0
Buy vs Rent (15%)75
Cancellation Rate (10%)75
Days on Market (5%)75

Balanced market in 74039. List price is roughly fair — focus on condition and value. Payment burden: 18.7% of median income. Median days on market: 66. Renting is approximately 68% cheaper than buying (price-to-rent ratio: 20.1). Market appears 30% overpriced vs. assessed values.

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
WARMINGBALANCED

Market is warming with rising prices. Conditions are balanced between buyers and sellers. Prices up 3.9% YoY.

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Market snapshoteach number, once

Median price
$226,738
▴ 3.9% YoY
Days on market
97
daily · zip_data
Median rent
$938
ZORI
Investor score
58/100
cash-flow lens
Active listings
20
90-day

Valuation3 lenses, different anchors

vs assessor
-28.8%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$161,454
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+65.7%
County-wide market — the widest, slowest signal.
Creek+65.7%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$153
Price-to-income3.1×

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How 74039 ranks in OK
percentile vs all OK ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

52SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply1.7 mo
Days on Market97d
Inv vs History+30.7%
Listing Density13.5/1k
Market dynamics
Price cut %0.0%
Momentumwarming
LeverageBALANCED
Months of supply1.7
Sales (90d)0
Investment analysis
Median rent$938
Price-to-rent20.1
Est. cap rate3.2%
Buy vs rentfavors renting

Livability

Walk score5
Transit score
Bike score

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Creek County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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