Tulsa, OK · Creek County, OK · 1,453 properties with county records
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Creek 74039 is in Creek County, OK, part of the Tulsa Metro. The ZIP-wide typical value in Creek 74039 is $226,463 (Zillow Home Value Index, September 2026), up 5.9% from a year earlier. Homes that sold went under contract in a median 59 days, and 0% of listings took a price cut (Redfin Data Center, period ending Sep 30, 2026). On Lotvox's market-leverage reading of that data, with 2.3 months of supply, neither buyers nor sellers hold a clear edge. The Lotvox Turnover Index is not published for 74039 yet: it appears only where a held-out test on the county's recorded sales beats chance. Across Creek County's 10 ZIPs with a Zillow value, the middle one is $226,471, so 74039 sits right at the county middle. Lotvox holds county assessor records for 1,453 properties in 74039.
Headline value data through September 2026. Each source below carries its own date.
Is 74039 a buyer's or seller's market?
By Lotvox's leverage reading of Redfin data through Sep 30, 2026, 74039 is a balanced market. Homes went under contract in a median 59 days with 2.3 months of supply.
What do homes in 74039 sell for?
The ZIP-wide typical value in 74039 is $226,463 (Zillow Home Value Index, September 2026), up 5.9% in a year. County records put the median at about $153 per square foot (computed Apr 21, 2026).
Who is likely to sell in 74039?
Lotvox only publishes its Turnover Index where a held-out test on recorded sales beats chance, and 74039 has not passed that test yet. When it does, the score appears here.
How does 74039 compare to Creek County?
74039's ZIP-wide typical value of $226,463 compares with a middle value of $226,471 across Creek County's 10 ZIPs. Both are Zillow Home Value Index figures for September 2026.
Where does this 74039 data come from?
Values and rents come from Zillow's research data, sales pace from the Redfin Data Center, and property counts and turnover from county assessor and deed records. Each number on this page carries its own date, and the method is published at lotvox.com/methodology.
Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Buyer / seller
buyer-timing lens
Balanced Market
DOM: 66d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)100
Supply & Demand (20%)0
Cancellation Rate (10%)75
Days on Market (5%)75
Balanced market in 74039. List price is roughly fair — focus on condition and value. Payment burden: 19.0% of median income. Median days on market: 66. Renting is approximately 68% cheaper than buying (price-to-rent ratio: 20.1). Market appears 31% overpriced vs. assessed values.
Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
WARMINGBALANCED
Market is warming with rising prices. Conditions are balanced between buyers and sellers. Prices up 5.9% YoY.
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Median price: Zillow Home Value Index (ZHVI). Median rent: Zillow Observed Rent Index (ZORI). Days on market and active listings: Redfin Data Center, rolling 90 days.
Valuation
3 lenses, different anchors
vs assessor
-28.7%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$161,454
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+66.0%
County-wide market — the widest, slowest signal.
Creek+66.0%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Housing pulse — Housing pulse could not be loaded (429).
Price bands
mix-shift
Price Bands — the median behind the median
A single median rises whenever expensive homes become a bigger share of what sells, even if no tier got more expensive. These are the tiers underneath it, computed from recorded arms-length deed transactions in Creek.
Aggregate median +3.2% YoY in Tulsa, OK (metro), but the under-$500k tier is +2.2% — both the aggregate and the entry tier are rising. Over the same year the under-$500k share of sales moved from 87.8% to 88.0% (+0.1pp) and the $1M+ share from 2.3% to 1.9% (-0.4pp).
Current tiers · 12 months to Aug 25floor 10 sales/tier
5 tiers had too few sales in this ZIP and are shown at county or metro level — see the stamp on each row.
Tier
Median
$/sqft
Sales
Share
Source
Under $250k
$201k
—
84
85.7%
ZIP
$250k–$500k
$308k
—
11
11.2%
ZIP
$500k–$750k
$573k
—
24
—
COUNTY · Creek, OK
$750k–$1M
$843k
$230
247
—
COUNTY · Tulsa, OK
$1M–$1.5M
$1.20M
$293
123
—
COUNTY · Tulsa, OK
$1.5M–$2M
$1.70M
$319
44
—
COUNTY · Tulsa, OK
$2M+
$3.17M
$416
63
—
COUNTY · Tulsa, OK
All sales (the headline median)
$205k
—
98
100%
ZIP
ZIP-level history was too thin to draw the tiers; served at metro level (Tulsa, OK), by quarter.
Share of sales by tier (quarterly)
If the upper tiers widen over time, the headline median rises on composition alone.
Under $250k
$250k–$500k
$500k–$750k
$750k–$1M
$1M–$1.5M
$1.5M–$2M
$2M+
Median within each tier, against the headline median (quarterly)
The blue line is the single number NAR-style reporting quotes. The gold lines are what each tier actually did. Log scale — the tiers span an order of magnitude, and on a log axis equal slopes mean equal percentage moves, which is the comparison being made.
Under $250k
$250k–$500k
$500k–$750k
$750k–$1M
$1M–$1.5M
$1.5M–$2M
$2M+
All sales (headline)
National context — not local
NAR's aggregate existing-home median for the United States and the South census region. This is the figure the tiers above are a check on. It is national/regional and says nothing about 74039.
United States
South
Copyright, National Association of Realtors. Reprinted with permission. Retrieved from FRED, Federal Reserve Bank of St. Louis. FRED publishes a rolling 13-month window for these series.
Tiers computed from Lotvox parcel and deed substrate through Aug 25 (10 later months withheld as partially loaded). Sample floor 10 sales per tier; below it a figure is drawn from the county or metro and labelled, or left blank. Multi-parcel bulk deeds and duplicate records are excluded.
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.
ZIP 74039→Creek County, OK
12-Month Direction
+11Moderate Improvement
Confidence
100%
DeterioratingStableImproving
BuildersLens Market Intelligence
Market Score
45· Weak
Market Score grades housing-market conditions (affordability, valuation, supply). The county Healthy/Moderate/Distressed badge measures economic distress (jobs, debt, poverty) — the two can read differently.
Payment Burden
20.3%
affordable
Source: Freddie Mac PMMS (FRED MORTGAGE30US) 7.32% · Zillow ZHVI · Census income · Updated 2026-10-22
Valuation2
+66%
overvalued
Source: Lotvox comps · Updated 2026-05-15
Supply/Demand
2.3 mo
seller's market
Source: Redfin Data Center (ZIP): inventory ÷ monthly homes sold · Updated 2026-09-30
Insurance Risk
26/100
low_risk
Source: FEMA/NFIP · Updated 2026-04
County distress indicators
ECONOMIC INDICATORS
Economic indicators are mixed relative to comparable U.S. counties.
Unemployment Rate
4.2%
OK 3.6%US 4.4%
Near national averages
Source: BLS LAUS · 2026-0858d ago
Poverty Rate
15.7%
OK 15.9%US 12.6%
Near national averages
Median Household Income
$61,849
OK $64,390US $82,006
Near national averages
Cost of Living (RPP)
88.5
OK 88.5US 100.3
Lower than most U.S. counties
Home Value (ZHVI)$218,525
County data: Zillow Home Value Index (ZHVI), BLS, Census ACS, CDC, FBI UCR, Federal Reserve, USDA
