Lotvox market story

ZIP 27284

Forsyth County, NC

What homes are worth, what they cost to carry, how fast they sell — one step at a time.

Typical home value
$321,578
12-month change
+1.1%
Months of supply
2.9

This week since 2026-10-08: Months of supply 2.9 (was 3.0) · Payment share of income 26.5% (was 26.2%)

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Who's going to sell in 27284 this year?

Lotvox Turnover Index

Ranking every home in 27284 by how likely it is to sell

Lotvox Turnover Index
Not yet live
Source: County assessor and recorder public records; Lotvox analysis (calculations on the sources above) · accuracy by ZIP · methodology

The Lotvox Turnover Index isn't offered for 27284 yet.

Where

27284 in Forsyth County, NC

27009 · $319,83327012 · $386,45227023 · $404,85527040 · $335,16627045 · $271,72127050 · $272,58927051 · $267,56827101 · $226,96127103 · $279,44227104 · $372,42127105 · $173,31427106 · $333,93627109 · no value published27110 · no value published27127 · $257,59527284 · $321,578 27284
$173K$405K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

27284 is one of 16 ZIP codes that lie mostly in Forsyth County, NC — 83% of its own area is in the county.

Shaded by typical home value, it ranks 6 of the 14 with a value.

Value rank in county
6 of 14

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 27284

13 school locations in 27284: 7 elementary, 3 middle, 3 high.

In alphabetical order: Caleb's Creek Elementary, Cash Elementary, East Forsyth High, East Forsyth Middle School, and more on the ZIP page. Locations only — no ratings are shown here.

School locations
13

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

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What it costs

Home values

What homes are worth in 27284

$0$100K$200K$300K$400K200020052010201520202025Peak January 2026 · $323,596Latest · $321,578
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2000 the typical home in 27284 was worth $142,535.

Values peaked at $323,596 in January 2026. The latest reading is −0.6% from that peak.

As of August 2026: $321,578, +1.1% over twelve months.

Typical home value
$321,578
12-month change
+1.1%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$321,578
Loan at 20% down
$257,262
30-year fixed rate
7.40%
Monthly principal + interest
$1,781
Median household income, per month
$6,728
Share of income
26.5%
0%30%60%
At today's rate, by home value, 2000–2026: 11.7% → 26.5%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $321,578. Put 20% down and borrow $257,262 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,781 a month in principal and interest.

The median household here earns $80,739 a year, $6,728 a month. So the payment takes 26.5% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.7% in 2000.

Payment share of income
26.5%
Monthly P&I
$1,781

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$500$1K$2K$2K2000200520102015202020252.68% rate · $7516.67% rate · $1,654
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $853.

In December 2020, with rates at 2.68%, it was $751.

By August 2026, at 6.67%, it was $1,654 — +120% since December 2020, while the home's value moved +39%.

Payment change since 2020
+120%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$100K$200K$300K$400K200020052010201520202025
Home value (as reported)Prices in general (CPI-U), scaled to January 2000Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +126% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $281,308. So the real change is +14%, not +126%.

Real change since 2000
+14%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

27284 against its neighbors

50100150200250300200020052010201520202025
27284 (2000 = 100)Forsyth County (2000 = 100)North Carolina (2000 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

27284: +126% since January 2000.

Forsyth County: +131% since January 2000.

North Carolina: +156% since January 2000 — 27284 ran behind it by 31 points.

Change since 2000
+126%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$2,103
principal + interest $1,781 · taxes & insurance est. $322
Rent: typical rent (ZORI)
$1,751
Price-to-rent ratio
15.3
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $2,103 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,751 a month.

Price divided by a year's rent: 15.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
15.3

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

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What's moving

Housing pulse

Listings Flow Ladder

per month / homes for sale2024-092026-08balanced 4–6 mo2.9 mo2.9 months of supplyNet +4 / month · inventory growing
New listings / monthHomes for saleClosed sales / monthBasin water level = months of supply
Source: Redfin · Lotvox · as of 2026-08-31Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 82 a month (Redfin, 3-month rolling data through August 2026). That is 79% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 224. That is 90% of the 2015–2019 level for the same months.

Going out — closed sales: about 78 a month. That is 80% of the 2015–2019 level for the same months. The drain is drawn 12% narrower: the share of homes for sale that sell each month is 88% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 2.9 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 4 more homes came on than sold each month, so inventory is growing. The basin is filling.

Months of supply
2.9

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Housing pulse

Sales pace vs. normal

05010015020252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 78 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 85 — so sales ran at 92% of it, and below it in 11 of the last 24 months.

Sales vs 2015–19 level
92%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

02,0004,0006,00020223,82420233,45420243,84620252,875
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Forsyth County, builders pulled permits for 2,875 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
2,875

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

4 of 5

Who's holding, who's leaving

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
4,270
Moved out (top-10 destination counties)
4,808
Net households
−538
Top origins
Guilford, NC1,665
Davidson, NC731
Mecklenburg, NC382
Top destinations
Guilford, NC1,396
Davidson, NC982
Mecklenburg, NC505
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Forsyth County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 4,270 moved in. Among the ten receiving the most, 4,808 moved out.

Net across those counties: −538 households. Beside it, homes for sale in this ZIP: 224 in June 2026.

Most arrivals came from Guilford, NC (1,665 households); most departures went to Guilford, NC (1,396).

Net households (top-10 flows)
−538

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

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What to do

Own a home here?What's my home worth?Enter your address for a county-record value range. Buying?Compare 27284 with 27009The same story, side by side. An agent?See where the index is livethe farm territory and this page's sponsor spot.

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Link: https://lotvox.com/story/winston-salem/zip/27284