Lotvox market story

ZIP 20020

District of Columbia, DC

What homes are worth, what they cost to carry, how fast they sell — one step at a time.

Typical home value
$352,084
12-month change
−4.6%
Months of supply
6.8

This week since 2026-10-08: Months of supply 6.8 (was 7.0) · Payment share of income 44.1% (was 43.6%)

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Who's going to sell in 20020 this year?

Lotvox Turnover Index

Ranking every home in 20020 by how likely it is to sell

Lotvox Turnover Index
Not yet live
Source: County assessor and recorder public records; Lotvox analysis (calculations on the sources above) · accuracy by ZIP · methodology

The Lotvox Turnover Index isn't offered for 20020 yet.

Where

20020 in District of Columbia, DC

20020 · $352,08420388 · no value published20390 · no value published20003 · $827,69720019 · $350,35120373 · no value published20540 · no value published20002 · $607,06320515 · no value published20319 · no value published20510 · no value published20204 · no value published20565 · no value published20024 · $373,84520591 · no value published20260 · no value published20032 · $318,00220408 · no value published20530 · no value published20535 · no value published20560 · no value published20250 · no value published20004 · $420,62620001 · $628,56120045 · no value published20018 · $540,03620230 · no value published20220 · no value published20005 · $499,87220422 · no value published20240 · no value published20006 · $225,09220415 · no value published20059 · no value published20551 · no value published20052 · no value published20017 · $528,89220245 · no value published20431 · no value published20418 · no value published 20020
$225K$828K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

20020 is one of 57 ZIP codes that lie mostly in District of Columbia, DC.

Shaded by typical home value, it ranks 9 of the 12 nearby ZIPs shown.

Value rank among nearby ZIPs
9 of 12

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 20020

23 school locations in 20020: 16 elementary, 5 middle, 2 high.

In alphabetical order: Anacostia HS, AppleTree Early Learning Center PCS - Douglas Knoll, Beers ES, Cedar Tree Academy PCS, and more on the ZIP page. Locations only — no ratings are shown here.

School locations
23

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

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What it costs

Home values

What homes are worth in 20020

$0$200K$400K$600K200020052010201520202025Peak June 2022 · $427,884Latest · $352,084
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2000 the typical home in 20020 was worth $114,981.

Values peaked at $427,884 in June 2022. The latest reading is −17.7% from that peak.

As of August 2026: $352,084, −4.6% over twelve months.

Typical home value
$352,084
12-month change
−4.6%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$352,084
Loan at 20% down
$281,667
30-year fixed rate
7.40%
Monthly principal + interest
$1,950
Median household income, per month
$4,418
Share of income
44.1%
0%30%60%
At today's rate, by home value, 2000–2026: 14.4% → 44.1%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $352,084. Put 20% down and borrow $281,667 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,950 a month in principal and interest.

The median household here earns $53,015 a year, $4,418 a month. So the payment takes 44.1% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 14.4% in 2000.

Payment share of income
44.1%
Monthly P&I
$1,950

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$1K$2K$3K2000200520102015202020252.68% rate · $1,2636.67% rate · $1,811
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $688.

In December 2020, with rates at 2.68%, it was $1,263.

By August 2026, at 6.67%, it was $1,811 — +43% since December 2020, while the home's value moved −10%.

Payment change since 2020
+43%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$200K$400K$600K200020052010201520202025
Home value (as reported)Prices in general (CPI-U), scaled to January 2000Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +206% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $226,927. So the real change is +55%, not +206%.

Real change since 2000
+55%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

20020 against its neighbors

0100200300400500200020052010201520202025
20020 (2000 = 100)District of Columbia (2000 = 100)District of Columbia (2000 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

20020: +206% since January 2000.

District of Columbia: +255% since January 2000.

District of Columbia: +255% since January 2000 — 20020 ran behind it by 48 points.

Change since 2000
+206%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$2,302
principal + interest $1,950 · taxes & insurance est. $352
Rent: typical rent (ZORI)
$2,060
Price-to-rent ratio
14.2
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $2,302 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,060 a month.

Price divided by a year's rent: 14.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
14.2

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

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What's moving

Housing pulse

Listings Flow Ladder

per month / homes for sale2024-092026-08balanced 4–6 mo6.8 mo6.8 months of supplyNet +14 / month · inventory growing
New listings / monthHomes for saleClosed sales / monthBasin water level = months of supply
Source: Redfin · Lotvox · as of 2026-08-31Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 43 a month (Redfin, 3-month rolling data through August 2026). That is 96% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 195.

Going out — closed sales: about 29 a month. That is 81% of the 2015–2019 level for the same months. The drain is drawn 58% narrower: the share of homes for sale that sell each month is 42% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 6.8 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 14 more homes came on than sold each month, so inventory is growing. The basin is filling.

Months of supply
6.8

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Housing pulse

Sales pace vs. normal

020406020252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 29 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 30 — so sales ran at 97% of it, and below it in 20 of the last 24 months.

Sales vs 2015–19 level
97%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

02,5005,0007,50010,00020227,70520233,02020241,73720251,591
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across District of Columbia, builders pulled permits for 1,591 new homes in 2025.

Of those, 11% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
1,591

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

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Who's holding, who's leaving

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
12,228
Moved out (top-10 destination counties)
15,645
Net households
−3,417
Top origins
Prince George's, MD3,479
Montgomery, MD2,420
Arlington, VA1,789
Top destinations
Prince George's, MD4,089
Montgomery, MD3,120
Arlington, VA2,000
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in District of Columbia County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 12,228 moved in. Among the ten receiving the most, 15,645 moved out.

Net across those counties: −3,417 households. Beside it, homes for sale in this ZIP: 195 in June 2026.

Most arrivals came from Prince George's, MD (3,479 households); most departures went to Prince George's, MD (4,089).

Net households (top-10 flows)
−3,417

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

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What to do

Own a home here?What's my home worth?Enter your address for a county-record value range. Buying?Compare 20020 with 20019The same story, side by side. An agent?See where the index is livethe farm territory and this page's sponsor spot.

Back to the full ZIP 20020 page

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Link: https://lotvox.com/story/washington-dc/zip/20020