ZIP 20012

20012 is one of 57 ZIP codes that lie mostly in District of Columbia, DC.

Shaded by typical home value, it ranks 5 of the 17 nearby ZIPs shown.

4 school locations in 20012: 3 elementary, 1 high.

In alphabetical order: Breakthrough Montessori PCS, District of Columbia International School, Shepherd ES, Takoma ES. Locations only — no ratings are shown here.

In January 2000 the typical home in 20012 was worth $210,964.

Values peaked at $859,797 in June 2022. The latest reading is −8.1% from that peak.

As of August 2026: $790,126, +1.3% over twelve months.

Start with the typical home: $790,126. Put 20% down and borrow $632,101 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $4,377 a month in principal and interest.

The median household here earns $128,234 a year, $10,686 a month. So the payment takes 41.0% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.9% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,263.

In December 2020, with rates at 2.68%, it was $2,448.

By August 2026, at 6.67%, it was $4,065 — +66% since December 2020, while the home's value moved +5%.

Reported values rose +275% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $416,359. So the real change is +90%, not +275%.

20012: +275% since January 2000.

District of Columbia: +255% since January 2000.

District of Columbia: +255% since January 2000 — 20012 ran ahead of it by 20 points.

Owning the typical home costs about $5,167 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,223 a month.

Price divided by a year's rent: 29.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 18 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 61.

Going out — closed sales: about 15 a month. The drain is drawn 63% narrower: the share of homes for sale that sell each month is 37% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 4.1 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 3 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 15 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 16 — so sales ran at 94% of it, and below it in 17 of the last 24 months.

Across District of Columbia, builders pulled permits for 1,591 new homes in 2025.

Of those, 11% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in District of Columbia County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 12,228 moved in. Among the ten receiving the most, 15,645 moved out.

Net across those counties: −3,417 households. Beside it, homes for sale in this ZIP: 61 in June 2026.

Most arrivals came from Prince George's, MD (3,479 households); most departures went to Prince George's, MD (4,089).