Lotvox market story

ZIP 20009

District of Columbia, DC

What homes are worth, what they cost to carry, how fast they sell — one step at a time.

Typical home value
$567,615
12-month change
+0.4%
Months of supply
3.9

This week since 2026-10-08: Months of supply 3.9 (was 3.8) · Payment share of income 26.8% (was 26.5%)

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Who's going to sell in 20009 this year?

Lotvox Turnover Index

Ranking every home in 20009 by how likely it is to sell

Lotvox Turnover Index
Not yet live
Source: County assessor and recorder public records; Lotvox analysis (calculations on the sources above) · accuracy by ZIP · methodology

The Lotvox Turnover Index isn't offered for 20009 yet.

Where

20009 in District of Columbia, DC

20009 · $567,61520036 · $359,34720010 · $684,71720008 · $822,56420427 · no value published20005 · $499,87220059 · no value published20431 · no value published20037 · $533,33820052 · no value published20542 · no value published20006 · $225,09220220 · no value published20566 · no value published20415 · no value published20240 · no value published20520 · no value published20045 · no value published20245 · no value published20551 · no value published20418 · no value published20001 · $628,56120230 · no value published20004 · $420,62620007 · $1,264,10520535 · no value published20422 · no value published20530 · no value published20057 · no value published20317 · no value published20408 · no value published20011 · $604,71320560 · no value published20250 · no value published20565 · no value published20591 · no value published20015 · $1,352,17820260 · no value published20064 · no value published20510 · no value published 20009
$225K$1.4M typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

20009 is one of 57 ZIP codes that lie mostly in District of Columbia, DC.

Shaded by typical home value, it ranks 7 of the 12 nearby ZIPs shown.

Value rank among nearby ZIPs
7 of 12

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 20009

7 school locations in 20009: 5 elementary, 1 middle, 1 high.

In alphabetical order: AppleTree Early Learning Center PCS - Columbia Heights, Cardozo Education Campus, Garrison ES, H.D. Cooke ES, and more on the ZIP page. Locations only — no ratings are shown here.

School locations
7

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

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What it costs

Home values

What homes are worth in 20009

$0$200K$400K$600K$800K200020052010201520202025Peak May 2022 · $591,878Latest · $567,615
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2000 the typical home in 20009 was worth $162,018.

Values peaked at $591,878 in May 2022. The latest reading is −4.1% from that peak.

As of August 2026: $567,615, +0.4% over twelve months.

Typical home value
$567,615
12-month change
+0.4%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$567,615
Loan at 20% down
$454,092
30-year fixed rate
7.40%
Monthly principal + interest
$3,144
Median household income, per month
$11,713
Share of income
26.8%
0%30%60%
At today's rate, by home value, 2000–2026: 7.7% → 26.8%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $567,615. Put 20% down and borrow $454,092 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,144 a month in principal and interest.

The median household here earns $140,555 a year, $11,713 a month. So the payment takes 26.8% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 7.7% in 2000.

Payment share of income
26.8%
Monthly P&I
$3,144

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$1K$2K$3K$4K2000200520102015202020252.68% rate · $1,8646.67% rate · $2,920
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $970.

In December 2020, with rates at 2.68%, it was $1,864.

By August 2026, at 6.67%, it was $2,920 — +57% since December 2020, while the home's value moved −1%.

Payment change since 2020
+57%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$200K$400K$600K$800K200020052010201520202025
Home value (as reported)Prices in general (CPI-U), scaled to January 2000Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +250% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $319,759. So the real change is +78%, not +250%.

Real change since 2000
+78%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

20009 against its neighbors

0100200300400500200020052010201520202025
20009 (2000 = 100)District of Columbia (2000 = 100)District of Columbia (2000 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

20009: +250% since January 2000.

District of Columbia: +255% since January 2000.

District of Columbia: +255% since January 2000 — 20009 ran behind it by 4 points.

Change since 2000
+250%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$3,712
principal + interest $3,144 · taxes & insurance est. $568
Rent: typical rent (ZORI)
$2,739
Price-to-rent ratio
17.3
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $3,712 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,739 a month.

Price divided by a year's rent: 17.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
17.3

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

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What's moving

Housing pulse

Listings Flow Ladder

per month / homes for sale2024-092026-08balanced 4–6 mo3.9 mo3.9 months of supplyNet +11 / month · inventory growing
New listings / monthHomes for saleClosed sales / monthBasin water level = months of supply
Source: Redfin · Lotvox · as of 2026-08-31Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 70 a month (Redfin, 3-month rolling data through August 2026). That is 75% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 229.

Going out — closed sales: about 59 a month. That is 61% of the 2015–2019 level for the same months. The drain is drawn 66% narrower: the share of homes for sale that sell each month is 34% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.9 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 11 more homes came on than sold each month, so inventory is growing. The basin is filling.

Months of supply
3.9

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Housing pulse

Sales pace vs. normal

05010015020252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 59 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 87 — so sales ran at 68% of it, and below it in 24 of the last 24 months.

Sales vs 2015–19 level
68%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

02,5005,0007,50010,00020227,70520233,02020241,73720251,591
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across District of Columbia, builders pulled permits for 1,591 new homes in 2025.

Of those, 11% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
1,591

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

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Who's holding, who's leaving

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
12,228
Moved out (top-10 destination counties)
15,645
Net households
−3,417
Top origins
Prince George's, MD3,479
Montgomery, MD2,420
Arlington, VA1,789
Top destinations
Prince George's, MD4,089
Montgomery, MD3,120
Arlington, VA2,000
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in District of Columbia County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 12,228 moved in. Among the ten receiving the most, 15,645 moved out.

Net across those counties: −3,417 households. Beside it, homes for sale in this ZIP: 229 in June 2026.

Most arrivals came from Prince George's, MD (3,479 households); most departures went to Prince George's, MD (4,089).

Net households (top-10 flows)
−3,417

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

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What to do

Own a home here?What's my home worth?Enter your address for a county-record value range. Buying?Compare 20009 with 20037The same story, side by side. An agent?See where the index is livethe farm territory and this page's sponsor spot.

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Link: https://lotvox.com/story/washington-dc/zip/20009