Lotvox market story

ZIP 20001

District of Columbia, DC

What homes are worth, what they cost to carry, how fast they sell — one step at a time.

Typical home value
$628,561
12-month change
−0.1%
Months of supply
5.4

This week since 2026-10-08: Months of supply 5.4 (was 5.1) · Payment share of income 30.1% (was 29.8%)

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Who's going to sell in 20001 this year?

Lotvox Turnover Index

Ranking every home in 20001 by how likely it is to sell

Lotvox Turnover Index
Not yet live
Source: County assessor and recorder public records; Lotvox analysis (calculations on the sources above) · accuracy by ZIP · methodology

The Lotvox Turnover Index isn't offered for 20001 yet.

Where

20001 in District of Columbia, DC

20001 · $628,56120059 · no value published20005 · $499,87220535 · no value published20408 · no value published20530 · no value published20004 · $420,62620422 · no value published20045 · no value published20565 · no value published20510 · no value published20220 · no value published20560 · no value published20591 · no value published20515 · no value published20204 · no value published20540 · no value published20230 · no value published20011 · $604,71320010 · $684,71720036 · $359,34720260 · no value published20317 · no value published20250 · no value published20006 · $225,09220002 · $607,06320431 · no value published20009 · $567,61520052 · no value published20240 · no value published20415 · no value published20427 · no value published20037 · $533,33820245 · no value published20024 · $373,84520551 · no value published20064 · no value published20542 · no value published20418 · no value published20520 · no value published 20001
$225K$685K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

20001 is one of 57 ZIP codes that lie mostly in District of Columbia, DC.

Shaded by typical home value, it ranks 2 of the 11 nearby ZIPs shown.

Value rank among nearby ZIPs
2 of 11

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 20001

16 school locations in 20001: 7 elementary, 5 middle, 4 high.

In alphabetical order: Benjamin Banneker HS, Center City PCS - Shaw, Cleveland ES, Dunbar HS, and more on the ZIP page. Locations only — no ratings are shown here.

School locations
16

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

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What it costs

Home values

What homes are worth in 20001

$0$200K$400K$600K$800K200020052010201520202025Peak February 2018 · $718,089Latest · $628,561
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2000 the typical home in 20001 was worth $148,898.

Values peaked at $718,089 in February 2018. The latest reading is −12.5% from that peak.

As of August 2026: $628,561, −0.1% over twelve months.

Typical home value
$628,561
12-month change
−0.1%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$628,561
Loan at 20% down
$502,849
30-year fixed rate
7.40%
Monthly principal + interest
$3,482
Median household income, per month
$11,561
Share of income
30.1%
0%30%60%
At today's rate, by home value, 2000–2026: 7.1% → 30.1%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $628,561. Put 20% down and borrow $502,849 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,482 a month in principal and interest.

The median household here earns $138,730 a year, $11,561 a month. So the payment takes 30.1% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 7.1% in 2000.

Payment share of income
30.1%
Monthly P&I
$3,482

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$2K$4K$6K2000200520102015202020252.68% rate · $2,2396.67% rate · $3,234
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $892.

In December 2020, with rates at 2.68%, it was $2,239.

By August 2026, at 6.67%, it was $3,234 — +44% since December 2020, while the home's value moved −9%.

Payment change since 2020
+44%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$500K$1.0M$1.5M200020052010201520202025
Home value (as reported)Prices in general (CPI-U), scaled to January 2000Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +322% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $293,866. So the real change is +114%, not +322%.

Real change since 2000
+114%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

20001 against its neighbors

0200400600200020052010201520202025
20001 (2000 = 100)District of Columbia (2000 = 100)District of Columbia (2000 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

20001: +322% since January 2000.

District of Columbia: +255% since January 2000.

District of Columbia: +255% since January 2000 — 20001 ran ahead of it by 68 points.

Change since 2000
+322%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$4,110
principal + interest $3,482 · taxes & insurance est. $628
Rent: typical rent (ZORI)
$2,654
Price-to-rent ratio
19.7
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $4,110 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,654 a month.

Price divided by a year's rent: 19.7. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
19.7

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

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What's moving

Housing pulse

Listings Flow Ladder

per month / homes for sale2024-092026-08balanced 4–6 mo5.4 mo5.4 months of supplyNet +22 / month · inventory growing
New listings / monthHomes for saleClosed sales / monthBasin water level = months of supply
Source: Redfin · Lotvox · as of 2026-08-31Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 67 a month (Redfin, 3-month rolling data through August 2026). That is 99% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 243.

Going out — closed sales: about 45 a month. That is 59% of the 2015–2019 level for the same months. The drain is drawn 74% narrower: the share of homes for sale that sell each month is 26% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 5.4 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 22 more homes came on than sold each month, so inventory is growing. The basin is filling.

Months of supply
5.4

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Housing pulse

Sales pace vs. normal

025507510020252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 45 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 60 — so sales ran at 75% of it, and below it in 24 of the last 24 months.

Sales vs 2015–19 level
75%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

02,5005,0007,50010,00020227,70520233,02020241,73720251,591
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across District of Columbia, builders pulled permits for 1,591 new homes in 2025.

Of those, 11% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
1,591

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

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Who's holding, who's leaving

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
12,228
Moved out (top-10 destination counties)
15,645
Net households
−3,417
Top origins
Prince George's, MD3,479
Montgomery, MD2,420
Arlington, VA1,789
Top destinations
Prince George's, MD4,089
Montgomery, MD3,120
Arlington, VA2,000
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in District of Columbia County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 12,228 moved in. Among the ten receiving the most, 15,645 moved out.

Net across those counties: −3,417 households. Beside it, homes for sale in this ZIP: 243 in June 2026.

Most arrivals came from Prince George's, MD (3,479 households); most departures went to Prince George's, MD (4,089).

Net households (top-10 flows)
−3,417

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

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What to do

Own a home here?What's my home worth?Enter your address for a county-record value range. Buying?Compare 20001 with 20002The same story, side by side. An agent?See where the index is livethe farm territory and this page's sponsor spot.

Back to the full ZIP 20001 page

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Link: https://lotvox.com/story/washington-dc/zip/20001