ZIP 74146

74146 is one of 34 ZIP codes that lie mostly in Tulsa County, OK.

Shaded by typical home value, it ranks 22 of the 31 with a value.

3 school locations in 74146: 2 elementary, 1 high.

In alphabetical order: CLARK ES, DOVE SCIENCE ACADEMY TULSA HS, ELLEN OCHOA ES. Locations only — no ratings are shown here.

In January 2000 the typical home in 74146 was worth $82,576.

Values peaked at $186,419 in August 2026. The latest reading is the peak.

As of August 2026: $186,419, +1.4% over twelve months.

Start with the typical home: $186,419. Put 20% down and borrow $149,135 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,033 a month in principal and interest.

The median household here earns $43,905 a year, $3,659 a month. So the payment takes 28.2% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 12.5% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $494.

In December 2020, with rates at 2.68%, it was $428.

By August 2026, at 6.67%, it was $959 — +124% since December 2020, while the home's value moved +41%.

Reported values rose +126% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $162,972. So the real change is +14%, not +126%.

74146: +126% since January 2000.

Tulsa County: +139% since January 2000.

Oklahoma: +164% since January 2000 — 74146 ran behind it by 38 points.

Owning the typical home costs about $1,219 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,027 a month.

Price divided by a year's rent: 15.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Homes sold: about 6 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 8 — so sales ran at 75% of it, and below it in 22 of the last 24 months.

Across Tulsa County, builders pulled permits for 3,184 new homes in 2025.

Of those, 68% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Tulsa County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,265 moved in. Among the ten receiving the most, 7,026 moved out.

Net across those counties: −761 households. Beside it, homes for sale in this ZIP: 15 in June 2026.

Most arrivals came from Wagoner, OK (1,391 households); most departures went to Wagoner, OK (1,721).

County assessor records list 2,741 properties with a market value here. Their average assessed market value is $175,800; the typical home value is $186,419.

The assessor average sits −5.7% from the market figure — an average against a typical value, so treat it as a check, not a verdict.