ZIP 74012

74012 is one of 34 ZIP codes that lie mostly in Tulsa County, OK.

Shaded by typical home value, it ranks 14 of the 31 with a value.

18 school locations in 74012: 13 elementary, 3 middle, 2 high.

In alphabetical order: ANDERSEN ES, ARROWHEAD ES, BROKEN ARROW HS, CENTENNIAL MS, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 74012 was worth $120,979.

Values peaked at $269,024 in August 2026. The latest reading is the peak.

As of August 2026: $269,024, +2.4% over twelve months.

Start with the typical home: $269,024. Put 20% down and borrow $215,219 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,490 a month in principal and interest.

The median household here earns $80,079 a year, $6,673 a month. So the payment takes 22.3% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.0% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $724.

In December 2020, with rates at 2.68%, it was $627.

By August 2026, at 6.67%, it was $1,384 — +121% since December 2020, while the home's value moved +39%.

Reported values rose +122% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $238,765. So the real change is +13%, not +122%.

74012: +122% since January 2000.

Tulsa County: +139% since January 2000.

Oklahoma: +164% since January 2000 — 74012 ran behind it by 41 points.

Owning the typical home costs about $1,759 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,539 a month.

Price divided by a year's rent: 14.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 96 a month (Redfin, 3-month rolling data through August 2026). That is 83% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 190. That is 67% of the 2015–2019 level for the same months.

Going out — closed sales: about 92 a month. That is 95% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 2.1 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 4 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 92 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 89 — so sales ran at 103% of it, and below it in 17 of the last 24 months.

Across Tulsa County, builders pulled permits for 3,184 new homes in 2025.

Of those, 68% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Tulsa County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,265 moved in. Among the ten receiving the most, 7,026 moved out.

Net across those counties: −761 households. Beside it, homes for sale in this ZIP: 190 in June 2026.

Most arrivals came from Wagoner, OK (1,391 households); most departures went to Wagoner, OK (1,721).

County assessor records list 21,367 properties with a market value here. Their average assessed market value is $257,100; the typical home value is $269,024.

The assessor average sits −4.4% from the market figure — an average against a typical value, so treat it as a check, not a verdict.