Lotvox market story

ZIP 33626

Hillsborough, FL

What homes are worth, what they cost to carry, how fast they sell — one step at a time.

Typical home value
$566,850
12-month change
−1.0%
Months of supply
3.2

This week since 2026-10-08: Months of supply 3.2 (was 3.4) · Payment share of income 30.5% (was 30.1%)

1 of 5

Who's going to sell in 33626 this year?

Lotvox Turnover Index

Ranking every home in 33626 by how likely it is to sell

Lotvox Turnover Index
Not yet live
Source: County assessor and recorder public records; Lotvox analysis (calculations on the sources above) · accuracy by ZIP · methodology

The Lotvox Turnover Index isn't offered for 33626 yet.

Where

33626 in Hillsborough, FL

33626 · $566,85033625 · $426,13233635 · $441,97533615 · $370,76833556 · $666,16333624 · $410,22833634 · $380,26733618 · $470,84633558 · $548,12033614 · $353,25433607 · $362,63933548 · $678,75233609 · $608,95533612 · $298,64233613 · $319,14433603 · $403,33033549 · $440,80133604 · $325,10433629 · $1,036,81733602 · $519,09433620 · no value published33606 · $851,96933617 · $298,66733559 · $374,02833611 · $483,43133616 · $408,59333605 · $262,40433610 · $278,01133637 · $296,73033621 · no value published33647 · $467,79433619 · $289,24933550 · no value published33592 · $410,52333584 · $356,88833510 · $343,92733578 · $335,34633534 · $314,16233511 · $362,33433572 · $438,510 33626
$262K$1.0M typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

33626 is one of 55 ZIP codes that lie mostly in Hillsborough, FL.

Shaded by typical home value, it ranks 6 of the 37 nearby ZIPs shown.

Value rank among nearby ZIPs
6 of 37

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 33626

6 school locations in 33626: 3 elementary, 2 middle, 1 high.

In alphabetical order: BRYANT ELEMENTARY SCHOOL, DAVIDSEN MIDDLE SCHOOL, DEER PARK ELEMENTARY SCHOOL, FARNELL MIDDLE SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

School locations
6

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

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What it costs

Home values

What homes are worth in 33626

$0$200K$400K$600K$800K200320072011201520192023Peak May 2024 · $596,609Latest · $566,850
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2003 the typical home in 33626 was worth $217,355.

Values peaked at $596,609 in May 2024. The latest reading is −5.0% from that peak.

As of August 2026: $566,850, −1.0% over twelve months.

Typical home value
$566,850
12-month change
−1.0%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$566,850
Loan at 20% down
$453,480
30-year fixed rate
7.40%
Monthly principal + interest
$3,140
Median household income, per month
$10,298
Share of income
30.5%
0%30%60%
At today's rate, by home value, 2003–2026: 11.7% → 30.5%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $566,850. Put 20% down and borrow $453,480 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,140 a month in principal and interest.

The median household here earns $123,580 a year, $10,298 a month. So the payment takes 30.5% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.7% in 2003.

Payment share of income
30.5%
Monthly P&I
$3,140

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$1K$2K$3K$4K2003200720112015201920232.68% rate · $1,2836.67% rate · $2,916
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2003 (5.92%) the payment was $1,033.

In December 2020, with rates at 2.68%, it was $1,283.

By August 2026, at 6.67%, it was $2,916 — +127% since December 2020, while the home's value moved +43%.

Payment change since 2020
+127%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$200K$400K$600K$800K200320072011201520192023
Home value (as reported)Prices in general (CPI-U), scaled to January 2003Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +161% since January 2003.

General prices (CPI-U) rose +83% over the same span.

Divide one by the other: in August 2026 dollars, the 2003 home was worth $397,728. So the real change is +43%, not +161%.

Real change since 2003
+43%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

33626 against its neighbors

0100200300400200320072011201520192023
33626 (2003 = 100)Hillsborough (2003 = 100)Florida (2003 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

33626: +161% since January 2003.

Hillsborough: +181% since January 2003.

Florida: +167% since January 2003 — 33626 ran behind it by 6 points.

Change since 2003
+161%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

33626 among Florida ZIPs

Affordability — price vs local income
62nd pct
Appreciation — recent value growth
46th pct
Rental yield — rent vs price
18th pct
Source: Zillow (ZHVI) · Census ACS · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)

Against 1,098 Florida ZIP codes, 33626 sits at the 62nd percentile for affordability (price vs local income).

46th for appreciation (recent value growth); 18th for rental yield (rent vs price).

Affordability percentile
62nd

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$3,707
principal + interest $3,140 · taxes & insurance est. $567
Rent: typical rent (ZORI)
$2,252
Price-to-rent ratio
21.0
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $3,707 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,252 a month.

Price divided by a year's rent: 21.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
21.0

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

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What's moving

Housing pulse

Listings Flow Ladder

per month / homes for sale2024-092026-08balanced 4–6 mo3.2 mo3.2 months of supplyNet +7 / month · inventory growing
New listings / monthHomes for saleClosed sales / monthBasin water level = months of supply
Source: Redfin · Lotvox · as of 2026-08-31Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 43 a month (Redfin, 3-month rolling data through August 2026). That is 57% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 118. That is 74% of the 2015–2019 level for the same months.

Going out — closed sales: about 37 a month. That is 47% of the 2015–2019 level for the same months. The drain is drawn 41% narrower: the share of homes for sale that sell each month is 59% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.2 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 7 more homes came on than sold each month, so inventory is growing. The basin is filling.

Months of supply
3.2

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Housing pulse

Sales pace vs. normal

025507510020252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 37 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 62 — so sales ran at 60% of it, and below it in 24 of the last 24 months.

Sales vs 2015–19 level
60%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

05,00010,00015,00020,000202217,443202312,71620249,05320258,696
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Hillsborough, builders pulled permits for 8,696 new homes in 2025.

Of those, 49% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
8,696

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

4 of 5

Who's holding, who's leaving

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
18,304
Moved out (top-10 destination counties)
22,455
Net households
−4,151
Top origins
Pinellas, FL4,886
Pasco, FL4,065
Polk, FL2,055
Top destinations
Pasco, FL8,182
Pinellas, FL5,025
Polk, FL3,217
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Hillsborough. IRS tax returns for 2022-2023: among the ten counties sending the most households, 18,304 moved in. Among the ten receiving the most, 22,455 moved out.

Net across those counties: −4,151 households. Beside it, homes for sale in this ZIP: 118 in June 2026.

Most arrivals came from Pinellas, FL (4,886 households); most departures went to Pasco, FL (8,182).

Net households (top-10 flows)
−4,151

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

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What to do

Own a home here?What's my home worth?Enter your address for a county-record value range. Buying?Compare 33626 with 33558The same story, side by side. An agent?See where the index is livethe farm territory and this page's sponsor spot.

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Link: https://lotvox.com/story/tampa/zip/33626