ZIP 33594

33594 is one of 55 ZIP codes that lie mostly in Hillsborough, FL.

Shaded by typical home value, it ranks 18 of the 36 nearby ZIPs shown.

2 school locations in 33594: 2 elementary.

In alphabetical order: BUCKHORN ELEMENTARY SCHOOL, VALRICO ELEMENTARY SCHOOL. Locations only — no ratings are shown here.

In January 2000 the typical home in 33594 was worth $111,298.

Values peaked at $398,450 in August 2022. The latest reading is −7.7% from that peak.

As of August 2026: $367,798, −1.6% over twelve months.

Start with the typical home: $367,798. Put 20% down and borrow $294,238 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,037 a month in principal and interest.

The median household here earns $91,969 a year, $7,664 a month. So the payment takes 26.6% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.0% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $666.

In December 2020, with rates at 2.68%, it was $847.

By August 2026, at 6.67%, it was $1,892 — +123% since December 2020, while the home's value moved +41%.

Reported values rose +230% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $219,658. So the real change is +67%, not +230%.

33594: +231% since January 2000.

Hillsborough: +256% since January 2000.

Florida: +245% since January 2000 — 33594 ran behind it by 15 points.

Against 1,098 Florida ZIP codes, 33594 sits at the 83rd percentile for affordability (price vs local income).

35th for appreciation (recent value growth); 71st for rental yield (rent vs price).

Owning the typical home costs about $2,405 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,453 a month.

Price divided by a year's rent: 12.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 51 a month (Redfin, 3-month rolling data through August 2026). That is 81% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 140.

Going out — closed sales: about 43 a month. That is 66% of the 2015–2019 level for the same months. The drain is drawn 37% narrower: the share of homes for sale that sell each month is 63% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.3 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 8 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 43 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 59 — so sales ran at 73% of it, and below it in 24 of the last 24 months.

Across Hillsborough, builders pulled permits for 8,696 new homes in 2025.

Of those, 49% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Hillsborough. IRS tax returns for 2022-2023: among the ten counties sending the most households, 18,304 moved in. Among the ten receiving the most, 22,455 moved out.

Net across those counties: −4,151 households. Beside it, homes for sale in this ZIP: 140 in June 2026.

Most arrivals came from Pinellas, FL (4,886 households); most departures went to Pasco, FL (8,182).