Lotvox market story

ZIP 78210

Bexar County, TX

What homes are worth, what they cost to carry, how fast they sell — one step at a time.

Typical home value
$162,711
12-month change
−2.8%
Months of supply
8.9

This week since 2026-10-08: Months of supply 8.9 (was 9.5) · Payment share of income 20.8% (was 20.6%)

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Who's going to sell in 78210 this year?

Lotvox Turnover Index

Ranking every home in 78210 by how likely it is to sell

Lotvox Turnover Index
Not yet live
Source: County assessor and recorder public records; Lotvox analysis (calculations on the sources above) · accuracy by ZIP · methodology

The Lotvox Turnover Index isn't offered for 78210 yet.

Where

78210 in Bexar County, TX

78210 · $162,71178203 · $161,82178202 · $157,05878205 · $595,07278208 · $183,62178204 · $168,48478215 · $423,18178235 · no value published78214 · $137,40178234 · no value published78225 · $124,04578207 · $109,51378212 · $281,98478222 · $208,44378209 · $470,25578219 · $168,52478211 · $130,23178221 · $176,88078226 · $135,19078220 · $152,56878237 · $127,38578201 · $171,92678218 · $195,30378223 · $182,73078244 · $212,12878224 · $200,11578243 · no value published78228 · $169,99678213 · $203,92978217 · $222,71078216 · $285,62678239 · $212,61578242 · $155,72378236 · no value published78263 · $348,78378229 · $186,50278231 · $451,60878227 · $163,55778112 · $227,47178233 · $229,986 78210
$110K$595K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

78210 is one of 70 ZIP codes that lie mostly in Bexar County, TX.

Shaded by typical home value, it ranks 26 of the 36 nearby ZIPs shown.

Value rank among nearby ZIPs
26 of 36

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 78210

Elementary · 5Middle · 6High · 4Other · 2
Source: NCESSource: U.S. Department of Education, National Center for Education Statistics (school locations)

17 school locations in 78210: 5 elementary, 6 middle, 4 high, 2 other.

In alphabetical order: BRACKENRIDGE H S, DEMOCRACY PREP AT STEWART ACADEMY, EDGAR ALLAN POE STEM DUAL LANGUAGE MIDDLE, ELOISE JAPHET ACADEMY, and more on the ZIP page. Locations only — no ratings are shown here.

School locations
17

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

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What it costs

Home values

What homes are worth in 78210

$0$100K$200K$300K200020052010201520202025Peak July 2022 · $206,151Latest · $162,711
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2000 the typical home in 78210 was worth $57,978.

Values peaked at $206,151 in July 2022. The latest reading is −21.1% from that peak.

As of August 2026: $162,711, −2.8% over twelve months.

Typical home value
$162,711
12-month change
−2.8%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$162,711
Loan at 20% down
$130,169
30-year fixed rate
7.40%
Monthly principal + interest
$901
Median household income, per month
$4,333
Share of income
20.8%
0%30%60%
At today's rate, by home value, 2000–2026: 7.4% → 20.8%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $162,711. Put 20% down and borrow $130,169 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $901 a month in principal and interest.

The median household here earns $51,990 a year, $4,333 a month. So the payment takes 20.8% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 7.4% in 2000.

Payment share of income
20.8%
Monthly P&I
$901

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$500$1K$2K2000200520102015202020252.68% rate · $5376.67% rate · $837
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $347.

In December 2020, with rates at 2.68%, it was $537.

By August 2026, at 6.67%, it was $837 — +56% since December 2020, while the home's value moved −2%.

Payment change since 2020
+56%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$100K$200K$300K200020052010201520202025
Home value (as reported)Prices in general (CPI-U), scaled to January 2000Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +181% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $114,426. So the real change is +42%, not +181%.

Real change since 2000
+42%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

78210 against its neighbors

0100200300400200020052010201520202025
78210 (2000 = 100)Bexar County (2000 = 100)Texas (2000 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

78210: +181% since January 2000.

Bexar County: +143% since January 2000.

Texas: +160% since January 2000 — 78210 ran ahead of it by 20 points.

Change since 2000
+181%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

78210 among Texas ZIPs

Affordability — price vs local income
70th pct
Appreciation — recent value growth
22nd pct
Rental yield — rent vs price
93rd pct
Source: Zillow (ZHVI) · Census ACS · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)

Against 1,763 Texas ZIP codes, 78210 sits at the 70th percentile for affordability (price vs local income).

22nd for appreciation (recent value growth); 93rd for rental yield (rent vs price).

Affordability percentile
70th

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$1,064
principal + interest $901 · taxes & insurance est. $163
Rent: typical rent (ZORI)
$1,299
Price-to-rent ratio
10.4
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $1,064 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,299 a month.

Price divided by a year's rent: 10.4. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
10.4

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

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What's moving

Housing pulse

Listings Flow Ladder

per month / homes for sale2024-092026-08balanced 4–6 mo8.9 mo8.9 months of supplyNet +13 / month · inventory growing
New listings / monthHomes for saleClosed sales / monthBasin water level = months of supply
Source: Redfin · Lotvox · as of 2026-08-31Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 34 a month (Redfin, 3-month rolling data through August 2026). That is 95% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 187.

Going out — closed sales: about 21 a month. That is 82% of the 2015–2019 level for the same months. The drain is drawn 52% narrower: the share of homes for sale that sell each month is 48% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 8.9 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 13 more homes came on than sold each month, so inventory is growing. The basin is filling.

Months of supply
8.9

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Housing pulse

Sales pace vs. normal

01020304020252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 21 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 21 — so sales ran at 100% of it, and below it in 21 of the last 24 months.

Sales vs 2015–19 level
100%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

05,00010,00015,00020,000202217,389202310,44920248,34920256,333
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Bexar County, builders pulled permits for 6,333 new homes in 2025.

Of those, 72% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
6,333

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

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Who's holding, who's leaving

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
11,866
Moved out (top-10 destination counties)
13,897
Net households
−2,031
Top origins
Guadalupe, TX1,894
Travis, TX1,815
Harris, TX1,766
Top destinations
Comal, TX2,513
Guadalupe, TX2,502
Travis, TX1,968
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Bexar County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 11,866 moved in. Among the ten receiving the most, 13,897 moved out.

Net across those counties: −2,031 households. Beside it, homes for sale in this ZIP: 187 in June 2026.

Most arrivals came from Guadalupe, TX (1,894 households); most departures went to Comal, TX (2,513).

Net households (top-10 flows)
−2,031

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

County records

On the county rolls

Properties on the assessor roll
2,805
Average assessor market value
$184,600
Typical home value (ZHVI)
$162,711
Assessor vs market
+13.5%
Source: County records · Zillow (ZHVI) · LotvoxSource: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)

County assessor records list 2,805 properties with a market value here. Their average assessed market value is $184,600; the typical home value is $162,711.

The assessor average sits +13.5% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

Properties on the roll
2,805

Source: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)

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What to do

Own a home here?What's my home worth?Enter your address for a county-record value range. Buying?Compare 78210 with 78203The same story, side by side. An agent?See where the index is livethe farm territory and this page's sponsor spot.

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Link: https://lotvox.com/story/san-antonio/zip/78210