Lotvox market story

ZIP 84096

Salt Lake County, UT

What homes are worth, what they cost to carry, how fast they sell — one step at a time.

Typical home value
$596,867
12-month change
+0.8%
Months of supply
3.7

This week since 2026-10-08: Months of supply 3.7 (was 3.8) · Payment share of income 33.7% (was 33.3%)

1 of 5

Who's going to sell in 84096 this year?

Lotvox Turnover Index

Ranking every home in 84096 by how likely it is to sell

Lotvox Turnover Index
Not yet live
Source: County assessor and recorder public records; Lotvox analysis (calculations on the sources above) · accuracy by ZIP · methodology

The Lotvox Turnover Index isn't offered for 84096 yet.

Where

84096 in Salt Lake County, UT

84096 · $596,86784009 · $611,74684006 · $427,23784081 · $570,20784065 · $642,54284095 · $757,53884118 · $443,83484088 · $572,92584084 · $511,44284129 · $489,16684128 · $486,70784120 · $466,17284070 · $530,72084044 · $440,47284123 · $532,84384047 · $476,54784020 · $810,95184094 · $551,84584119 · $431,69784107 · $498,25284093 · $796,08984104 · $408,57584115 · $453,15084117 · $699,00484106 · $597,83084124 · $833,16784101 · $496,31684180 · no value published84092 · $867,69784111 · $450,91384103 · $733,60084105 · $722,36684138 · no value published84150 · no value published84114 · no value published84102 · $536,27584116 · $451,62784112 · no value published84113 · no value published84121 · $745,748 84096
$409K$868K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

84096 is one of 42 ZIP codes that lie mostly in Salt Lake County, UT.

Shaded by typical home value, it ranks 13 of the 34 nearby ZIPs shown.

Value rank among nearby ZIPs
13 of 34

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 84096

16 school locations in 84096: 10 middle, 6 high.

In alphabetical order: Advantage Arts Academy, Athlos Academy of Utah, Bastian School, Blackridge School, and more on the ZIP page. Locations only — no ratings are shown here.

School locations
16

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

2 of 5

What it costs

Home values

What homes are worth in 84096

$0$200K$400K$600K$800K200020052010201520202025Peak June 2022 · $617,137Latest · $596,867
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2000 the typical home in 84096 was worth $195,856.

Values peaked at $617,137 in June 2022. The latest reading is −3.3% from that peak.

As of August 2026: $596,867, +0.8% over twelve months.

Typical home value
$596,867
12-month change
+0.8%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$596,867
Loan at 20% down
$477,494
30-year fixed rate
7.40%
Monthly principal + interest
$3,306
Median household income, per month
$9,817
Share of income
33.7%
0%30%60%
At today's rate, by home value, 2000–2026: 11.1% → 33.7%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $596,867. Put 20% down and borrow $477,494 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,306 a month in principal and interest.

The median household here earns $117,800 a year, $9,817 a month. So the payment takes 33.7% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.1% in 2000.

Payment share of income
33.7%
Monthly P&I
$3,306

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$1K$2K$3K$4K2000200520102015202020252.68% rate · $1,4356.67% rate · $3,071
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,173.

In December 2020, with rates at 2.68%, it was $1,435.

By August 2026, at 6.67%, it was $3,071 — +114% since December 2020, while the home's value moved +35%.

Payment change since 2020
+114%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$200K$400K$600K$800K200020052010201520202025
Home value (as reported)Prices in general (CPI-U), scaled to January 2000Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +205% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $386,542. So the real change is +54%, not +205%.

Real change since 2000
+54%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

84096 against its neighbors

0100200300400200020052010201520202025
84096 (2000 = 100)Salt Lake County (2000 = 100)Utah (2000 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

84096: +205% since January 2000.

Salt Lake County: +219% since January 2000.

Utah: +215% since January 2000 — 84096 ran behind it by 10 points.

Change since 2000
+205%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

84096 among Utah ZIPs

Affordability — price vs local income
69th pct
Appreciation — recent value growth
19th pct
Rental yield — rent vs price
74th pct
Source: Zillow (ZHVI) · Census ACS · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)

Against 240 Utah ZIP codes, 84096 sits at the 69th percentile for affordability (price vs local income).

19th for appreciation (recent value growth); 74th for rental yield (rent vs price).

Affordability percentile
69th

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$3,903
principal + interest $3,306 · taxes & insurance est. $597
Rent: typical rent (ZORI)
$2,005
Price-to-rent ratio
24.8
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $3,903 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,005 a month.

Price divided by a year's rent: 24.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
24.8

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

3 of 5

What's moving

Housing pulse

Listings Flow Ladder

per month / homes for sale2024-092026-08balanced 4–6 mo3.7 mo3.7 months of supplyNet +34 / month · inventory growing
New listings / monthHomes for saleClosed sales / monthBasin water level = months of supply
Source: Redfin · Lotvox · as of 2026-08-31Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 141 a month (Redfin, 3-month rolling data through August 2026). That is 86% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 394. That is 99% of the 2015–2019 level for the same months.

Going out — closed sales: about 106 a month. That is 72% of the 2015–2019 level for the same months. The drain is drawn 24% narrower: the share of homes for sale that sell each month is 76% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.7 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 34 more homes came on than sold each month, so inventory is growing. The basin is filling.

Months of supply
3.7

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Housing pulse

Sales pace vs. normal

05010015020020252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 106 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 140 — so sales ran at 76% of it, and below it in 24 of the last 24 months.

Sales vs 2015–19 level
76%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

05,00010,00015,00020229,37520238,31520244,55020257,179
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Salt Lake County, builders pulled permits for 7,179 new homes in 2025.

Of those, 36% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
7,179

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

4 of 5

Who's holding, who's leaving

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
11,948
Moved out (top-10 destination counties)
14,547
Net households
−2,599
Top origins
Utah, UT4,666
Davis, UT2,340
Weber, UT856
Top destinations
Utah, UT5,735
Davis, UT2,973
Tooele, UT1,396
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Salt Lake County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 11,948 moved in. Among the ten receiving the most, 14,547 moved out.

Net across those counties: −2,599 households. Beside it, homes for sale in this ZIP: 394 in June 2026.

Most arrivals came from Utah, UT (4,666 households); most departures went to Utah, UT (5,735).

Net households (top-10 flows)
−2,599

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

County records

On the county rolls

Properties on the assessor roll
17,283
Average assessor market value
$596,800
Typical home value (ZHVI)
$596,867
Assessor vs market
0.0%
Source: County records · Zillow (ZHVI) · LotvoxSource: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)

County assessor records list 17,283 properties with a market value here. Their average assessed market value is $596,800; the typical home value is $596,867.

The assessor average sits 0.0% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

Properties on the roll
17,283

Source: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)

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What to do

Own a home here?What's my home worth?Enter your address for a county-record value range. Buying?Compare 84096 with 84088The same story, side by side. An agent?See where the index is livethe farm territory and this page's sponsor spot.

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Link: https://lotvox.com/story/salt-lake-city/zip/84096