ZIP 84059

84059 is one of 24 ZIP codes that lie mostly in Utah County, UT.

Shaded by typical home value, it ranks 12 of the 22 with a value.

In January 2012 the typical home in 84059 was worth $205,598.

Values peaked at $564,304 in July 2022. The latest reading is −7.1% from that peak.

As of August 2026: $524,008, +1.6% over twelve months.

Start with the typical home: $524,008. Put 20% down and borrow $419,206 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,903 a month in principal and interest.

The median household here earns $101,842 a year, $8,487 a month. So the payment takes 34.2% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 13.4% in 2012.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2012 (3.92%) the payment was $777.

In December 2020, with rates at 2.68%, it was $1,307.

By August 2026, at 6.67%, it was $2,696 — +106% since December 2020, while the home's value moved +30%.

Reported values rose +155% since January 2012.

General prices (CPI-U) rose +47% over the same span.

Divide one by the other: in August 2026 dollars, the 2012 home was worth $301,510. So the real change is +74%, not +155%.

84059: +155% since January 2012.

Utah County: +193% since January 2012.

Utah: +187% since January 2012 — 84059 ran behind it by 32 points.

Against 240 Utah ZIP codes, 84059 sits at the 63rd percentile for affordability (price vs local income).

30th for appreciation (recent value growth); 74th for rental yield (rent vs price).

Owning the typical home costs about $3,427 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,777 a month.

Price divided by a year's rent: 24.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 24 a month (Redfin, 3-month rolling data through August 2026). That is 58% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 66.

Going out — closed sales: about 19 a month. That is 56% of the 2015–2019 level for the same months. The drain is drawn 5% narrower: the share of homes for sale that sell each month is 95% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.4 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 5 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 19 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 27 — so sales ran at 70% of it, and below it in 24 of the last 24 months.

Across Utah County, builders pulled permits for 7,202 new homes in 2025.

Of those, 74% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Utah County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 9,500 moved in. Among the ten receiving the most, 7,879 moved out.

Net across those counties: +1,621 households. Beside it, homes for sale in this ZIP: 66 in June 2026.

Most arrivals came from Salt Lake, UT (5,735 households); most departures went to Salt Lake, UT (4,666).

County assessor records list 3,919 properties with a market value here. Their average assessed market value is $548,700; the typical home value is $524,008.

The assessor average sits +4.7% from the market figure — an average against a typical value, so treat it as a check, not a verdict.