ZIP 27557

27557 is one of 8 ZIP codes that lie mostly in Nash County, NC — 65% of its own area is in the county.

Shaded by typical home value, it ranks 2 of the 7 with a value.

1 school location in 27557: 1 elementary.

In alphabetical order: Middlesex Elementary. Locations only — no ratings are shown here.

In November 2001 the typical home in 27557 was worth $88,162.

Values peaked at $274,851 in April 2026. The latest reading is −0.8% from that peak.

As of August 2026: $272,686, +3.3% over twelve months.

Start with the typical home: $272,686. Put 20% down and borrow $218,149 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,510 a month in principal and interest.

The median household here earns $65,833 a year, $5,486 a month. So the payment takes 27.5% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.9% in 2001.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in November 2001 (6.66%) the payment was $453.

In December 2020, with rates at 2.68%, it was $609.

By August 2026, at 6.67%, it was $1,403 — +131% since December 2020, while the home's value moved +45%.

Reported values rose +209% since November 2001.

General prices (CPI-U) rose +88% over the same span.

Divide one by the other: in August 2026 dollars, the 2001 home was worth $165,959. So the real change is +64%, not +209%.

27557: +104% since April 2008.

Nash County: +79% since April 2008.

North Carolina: +91% since April 2008 — 27557 ran ahead of it by 12 points.

Owning the typical home costs about $1,783 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $802 a month.

Price divided by a year's rent: 28.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 14 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 56.

Going out — closed sales: about 15 a month.

The ladder: homes for sale ÷ monthly sales = 3.7 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 1 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Homes sold: about 15 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 4 — so sales ran at 375% of it, and below it in 0 of the last 24 months.

Across Nash County, builders pulled permits for 483 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Nash County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 1,737 moved in. Among the ten receiving the most, 1,573 moved out.

Net across those counties: +164 households. Beside it, homes for sale in this ZIP: 56 in June 2026.

Most arrivals came from Edgecombe, NC (506 households); most departures went to Edgecombe, NC (505).