ZIP 34994

34994 is one of 9 ZIP codes that lie mostly in Martin County, FL.

Shaded by typical home value, it ranks 8 of the 8 with a value.

9 school locations in 34994: 1 elementary, 1 middle, 6 high, 1 other.

In alphabetical order: ESE HOMEBOUND, FELIX A WILLIAMS ELEMENTARY SCHOOL, MARTIN COUNTY HIGH SCHOOL, MARTIN COUNTY JAIL, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 34994 was worth $64,578.

Values peaked at $283,043 in October 2023. The latest reading is −16.8% from that peak.

As of August 2026: $235,625, −2.9% over twelve months.

Start with the typical home: $235,625. Put 20% down and borrow $188,500 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,305 a month in principal and interest.

The median household here earns $62,895 a year, $5,241 a month. So the payment takes 24.9% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 6.8% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $387.

In December 2020, with rates at 2.68%, it was $582.

By August 2026, at 6.67%, it was $1,212 — +108% since December 2020, while the home's value moved +31%.

Reported values rose +265% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $127,451. So the real change is +85%, not +265%.

34994: +265% since January 2000.

Martin County: +259% since January 2000.

Florida: +245% since January 2000 — 34994 ran ahead of it by 20 points.

Owning the typical home costs about $1,541 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,205 a month.

Price divided by a year's rent: 8.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 40 a month (Redfin, 3-month rolling data through August 2026). That is 101% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 169. That is 113% of the 2015–2019 level for the same months.

Going out — closed sales: about 22 a month. That is 60% of the 2015–2019 level for the same months. The drain is drawn 48% narrower: the share of homes for sale that sell each month is 52% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 7.6 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 18 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 22 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 29 — so sales ran at 76% of it, and below it in 20 of the last 24 months.

Across Martin County, builders pulled permits for 845 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Martin County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 3,270 moved in. Among the ten receiving the most, 2,705 moved out.

Net across those counties: +565 households. Beside it, homes for sale in this ZIP: 169 in June 2026.

Most arrivals came from Palm Beach, FL (1,407 households); most departures went to St. Lucie, FL (1,293).