ZIP 85255

85255 is one of 135 ZIP codes that lie mostly in Maricopa County, AZ.

Shaded by typical home value, it ranks 3 of the 38 nearby ZIPs shown.

8 school locations in 85255: 2 elementary, 4 middle, 2 other.

In alphabetical order: Copper Ridge Math and Science Academy, Copper Ridge Middle School, Copper Ridge School, Desert Canyon Elementary, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 85255 was worth $364,204.

Values peaked at $1,308,003 in August 2026. The latest reading is the peak.

As of August 2026: $1,308,003, +3.0% over twelve months.

Start with the typical home: $1,308,003. Put 20% down and borrow $1,046,402 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $7,245 a month in principal and interest.

The median household here earns $143,567 a year, $11,964 a month. So the payment takes 60.6% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 16.9% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $2,181.

In December 2020, with rates at 2.68%, it was $2,615.

By August 2026, at 6.67%, it was $6,729 — +157% since December 2020, while the home's value moved +62%.

Reported values rose +259% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $718,794. So the real change is +82%, not +259%.

85255: +259% since January 2000.

Maricopa County: +212% since January 2000.

Arizona: +207% since January 2000 — 85255 ran ahead of it by 52 points.

Against 398 Arizona ZIP codes, 85255 sits at the 6th percentile for affordability (price vs local income).

90th for appreciation (recent value growth); 4th for rental yield (rent vs price).

Owning the typical home costs about $8,553 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,354 a month.

Price divided by a year's rent: 46.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 94 a month (Redfin, 3-month rolling data through August 2026). That is 84% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 335. That is 60% of the 2015–2019 level for the same months.

Going out — closed sales: about 86 a month. That is 78% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 3.9 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 8 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 86 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 99 — so sales ran at 87% of it, and below it in 20 of the last 24 months.

Across Maricopa County, builders pulled permits for 31,651 new homes in 2025.

Of those, 54% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Maricopa County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 25,749 moved in. Among the ten receiving the most, 25,843 moved out.

Net across those counties: −94 households. Beside it, homes for sale in this ZIP: 335 in June 2026.

Most arrivals came from Pinal, AZ (6,549 households); most departures went to Pinal, AZ (10,805).

County assessor records list 216 properties with a market value here. Their average assessed market value is $133,600; the typical home value is $1,308,003.

The assessor average sits −89.8% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

Of 7,872 homes with a recorded purchase date, 11% have had the same owner for 20 years or more, and 39% changed hands in the last five.

32% are owned from a different mailing address, 16% from out of state.