ZIP 32773

32773 is one of 14 ZIP codes that lie mostly in Seminole County, FL.

Shaded by typical home value, it ranks 12 of the 14 with a value.

11 school locations in 32773: 3 elementary, 2 middle, 6 high.

In alphabetical order: CONTRACTED SERVICES, ELEVATION HIGH SCHOOL, GALILEO SCHOOL FOR GIFTED LEARNING SKYWAY, JOHN POLK ALTERNATIVE SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 32773 was worth $89,220.

Values peaked at $339,943 in May 2024. The latest reading is −8.7% from that peak.

As of August 2026: $310,485, −2.1% over twelve months.

Start with the typical home: $310,485. Put 20% down and borrow $248,388 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,720 a month in principal and interest.

The median household here earns $63,496 a year, $5,291 a month. So the payment takes 32.5% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.3% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $534.

In December 2020, with rates at 2.68%, it was $750.

By August 2026, at 6.67%, it was $1,597 — +113% since December 2020, while the home's value moved +34%.

Reported values rose +248% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $176,085. So the real change is +76%, not +248%.

32773: +248% since January 2000.

Seminole County: +238% since January 2000.

Florida: +245% since January 2000 — 32773 ran ahead of it by 3 points.

Against 1,098 Florida ZIP codes, 32773 sits at the 51st percentile for affordability (price vs local income).

30th for appreciation (recent value growth); 54th for rental yield (rent vs price).

Owning the typical home costs about $2,030 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,838 a month.

Price divided by a year's rent: 14.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 51 a month (Redfin, 3-month rolling data through August 2026). That is 103% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 136.

Going out — closed sales: about 40 a month. That is 83% of the 2015–2019 level for the same months. The drain is drawn 38% narrower: the share of homes for sale that sell each month is 62% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.4 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 11 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 40 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 45 — so sales ran at 89% of it, and below it in 21 of the last 24 months.

Across Seminole County, builders pulled permits for 1,997 new homes in 2025.

Of those, 45% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Seminole County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 12,713 moved in. Among the ten receiving the most, 12,534 moved out.

Net across those counties: +179 households. Beside it, homes for sale in this ZIP: 136 in June 2026.

Most arrivals came from Orange, FL (7,701 households); most departures went to Orange, FL (6,288).