Lotvox market story

ZIP 84315

Weber County, UT

What homes are worth, what they cost to carry, how fast they sell — one step at a time.

Typical home value
$648,090
12-month change
+3.3%
Months of supply
3.5

This week since 2026-10-08: Months of supply 3.5 (was 3.6) · Payment share of income 38.8% (was 38.3%)

1 of 5

Who's going to sell in 84315 this year?

Lotvox Turnover Index

Ranking every home in 84315 by how likely it is to sell

Lotvox Turnover Index
Not yet live
Source: County assessor and recorder public records; Lotvox analysis (calculations on the sources above) · accuracy by ZIP · methodology

The Lotvox Turnover Index isn't offered for 84315 yet.

Where

84315 in Weber County, UT

84067 · $432,62984310 · $854,84584315 · $648,09084317 · $694,80184401 · $435,58984403 · $440,52984404 · $429,12584405 · $456,15484408 · no value published84414 · $541,357 84315
$429K$855K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

84315 is one of 10 ZIP codes that lie mostly in Weber County, UT — 78% of its own area is in the county.

Shaded by typical home value, it ranks 3 of the 9 with a value.

Value rank in county
3 of 9

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 84315

2 school locations in 84315: 2 middle.

In alphabetical order: Freedom School, Hooper School. Locations only — no ratings are shown here.

School locations
2

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

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What it costs

Home values

What homes are worth in 84315

$0$200K$400K$600K$800K200020052010201520202025Peak February 2026 · $649,696Latest · $648,090
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2000 the typical home in 84315 was worth $190,083.

Values peaked at $649,696 in February 2026. The latest reading is −0.2% from that peak.

As of August 2026: $648,090, +3.3% over twelve months.

Typical home value
$648,090
12-month change
+3.3%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$648,090
Loan at 20% down
$518,472
30-year fixed rate
7.40%
Monthly principal + interest
$3,590
Median household income, per month
$9,263
Share of income
38.8%
0%30%60%
At today's rate, by home value, 2000–2026: 11.4% → 38.8%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $648,090. Put 20% down and borrow $518,472 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,590 a month in principal and interest.

The median household here earns $111,154 a year, $9,263 a month. So the payment takes 38.8% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.4% in 2000.

Payment share of income
38.8%
Monthly P&I
$3,590

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$1K$2K$3K$4K2000200520102015202020252.68% rate · $1,4646.67% rate · $3,334
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,138.

In December 2020, with rates at 2.68%, it was $1,464.

By August 2026, at 6.67%, it was $3,334 — +128% since December 2020, while the home's value moved +43%.

Payment change since 2020
+128%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$200K$400K$600K$800K200020052010201520202025
Home value (as reported)Prices in general (CPI-U), scaled to January 2000Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +241% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $375,148. So the real change is +73%, not +241%.

Real change since 2000
+73%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

84315 against its neighbors

0100200300400200020052010201520202025
84315 (2000 = 100)Weber County (2000 = 100)Utah (2000 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

84315: +241% since January 2000.

Weber County: +219% since January 2000.

Utah: +215% since January 2000 — 84315 ran ahead of it by 26 points.

Change since 2000
+241%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$4,238
principal + interest $3,590 · taxes & insurance est. $648
Rent: county median rent (ACS)
$1,379
Price-to-rent ratio
39.2
Source: Zillow (ZHVI) · Census ACS · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $4,238 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,379 a month.

Price divided by a year's rent: 39.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
39.2

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

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What's moving

Housing pulse

Listings Flow Ladder

per month / homes for sale2024-092026-08balanced 4–6 mo3.5 mo3.5 months of supplyNet +1 / month · inventory growing
New listings / monthHomes for saleClosed sales / monthBasin water level = months of supply
Source: Redfin · Lotvox · as of 2026-08-31Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 9 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 28.

Going out — closed sales: about 8 a month. The drain is drawn 32% narrower: the share of homes for sale that sell each month is 68% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.5 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 1 more homes came on than sold each month, so inventory is growing. The basin is filling.

Months of supply
3.5

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Housing pulse

Sales pace vs. normal

05101520252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 8 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 13 — so sales ran at 62% of it, and below it in 22 of the last 24 months.

Sales vs 2015–19 level
62%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

01,0002,0003,00020222,31120231,44020241,63020251,490
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Weber County, builders pulled permits for 1,490 new homes in 2025.

Of those, 55% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
1,490

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

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Who's holding, who's leaving

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
5,097
Moved out (top-10 destination counties)
4,639
Net households
+458
Top origins
Davis, UT2,640
Salt Lake, UT1,034
Box Elder, UT376
Top destinations
Davis, UT2,375
Salt Lake, UT856
Box Elder, UT499
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Weber County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 5,097 moved in. Among the ten receiving the most, 4,639 moved out.

Net across those counties: +458 households. Beside it, homes for sale in this ZIP: 28 in June 2026.

Most arrivals came from Davis, UT (2,640 households); most departures went to Davis, UT (2,375).

Net households (top-10 flows)
+458

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

County records

On the county rolls

Properties on the assessor roll
2,833
Average assessor market value
$586,000
Typical home value (ZHVI)
$648,090
Assessor vs market
−9.6%
Source: County records · Zillow (ZHVI) · LotvoxSource: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)

County assessor records list 2,833 properties with a market value here. Their average assessed market value is $586,000; the typical home value is $648,090.

The assessor average sits −9.6% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

Properties on the roll
2,833

Source: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)

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What to do

Own a home here?What's my home worth?Enter your address for a county-record value range. Buying?Compare 84315 with 84414The same story, side by side. An agent?See where the index is livethe farm territory and this page's sponsor spot.

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Link: https://lotvox.com/story/ogden/zip/84315