ZIP 34112

34112 is one of 22 ZIP codes that lie mostly in Collier County, FL.

Shaded by typical home value, it ranks 17 of the 19 with a value.

3 school locations in 34112: 2 elementary, 1 high.

In alphabetical order: AVALON ELEMENTARY SCHOOL, COLLIER JUVENILE DETENTION CENTER, SHADOWLAWN ELEMENTARY SCHOOL. Locations only — no ratings are shown here.

In January 2000 the typical home in 34112 was worth $121,652.

Values peaked at $399,902 in October 2023. The latest reading is −18.4% from that peak.

As of August 2026: $326,267, −5.1% over twelve months.

Start with the typical home: $326,267. Put 20% down and borrow $261,014 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,807 a month in principal and interest.

The median household here earns $68,838 a year, $5,737 a month. So the payment takes 31.5% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.7% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $728.

In December 2020, with rates at 2.68%, it was $780.

By August 2026, at 6.67%, it was $1,679 — +115% since December 2020, while the home's value moved +35%.

Reported values rose +168% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $240,093. So the real change is +36%, not +168%.

34112: +168% since January 2000.

Collier County: +208% since January 2000.

Florida: +245% since January 2000 — 34112 ran behind it by 77 points.

Owning the typical home costs about $2,133 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,522 a month.

Price divided by a year's rent: 10.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 72 a month (Redfin, 3-month rolling data through August 2026). That is 109% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 340. That is 108% of the 2015–2019 level for the same months.

Going out — closed sales: about 66 a month. That is 91% of the 2015–2019 level for the same months. The drain is drawn 11% narrower: the share of homes for sale that sell each month is 89% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 5.2 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 6 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 66 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 57 — so sales ran at 116% of it, and below it in 17 of the last 24 months.

Across Collier County, builders pulled permits for 2,736 new homes in 2025.

Of those, 71% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Collier County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 4,495 moved in. Among the ten receiving the most, 4,715 moved out.

Net across those counties: −220 households. Beside it, homes for sale in this ZIP: 340 in June 2026.

Most arrivals came from Lee, FL (1,925 households); most departures went to Lee, FL (2,781).

County assessor records list 56 properties with a market value here. Their average assessed market value is $428,350; the typical home value is $326,267.

The assessor average sits +31.3% from the market figure — an average against a typical value, so treat it as a check, not a verdict.