ZIP 55439

55439 is one of 67 ZIP codes that lie mostly in Hennepin County, MN.

Shaded by typical home value, it ranks 2 of the 38 nearby ZIPs shown.

5 school locations in 55439: 1 elementary, 2 middle, 2 high.

In alphabetical order: CREEK VALLEY ELEMENTARY, International Spanish Language Acad, OPTIONS AT EDINA HIGH SCHOOL, VALLEY VIEW MIDDLE, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 55439 was worth $272,590.

Values peaked at $691,919 in August 2026. The latest reading is the peak.

As of August 2026: $691,919, +2.9% over twelve months.

Start with the typical home: $691,919. Put 20% down and borrow $553,535 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,833 a month in principal and interest.

The median household here earns $173,925 a year, $14,494 a month. So the payment takes 26.4% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.4% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,632.

In December 2020, with rates at 2.68%, it was $1,723.

By August 2026, at 6.67%, it was $3,560 — +107% since December 2020, while the home's value moved +30%.

Reported values rose +154% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $537,984. So the real change is +29%, not +154%.

55439: +154% since January 2000.

Hennepin County: +161% since January 2000.

Minnesota: +178% since January 2000 — 55439 ran behind it by 24 points.

Against 772 Minnesota ZIP codes, 55439 sits at the 37th percentile for affordability (price vs local income).

36th for appreciation (recent value growth); 49th for rental yield (rent vs price).

Owning the typical home costs about $4,524 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,072 a month.

Price divided by a year's rent: 27.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 14 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 31.

Going out — closed sales: about 17 a month.

The ladder: homes for sale ÷ monthly sales = 1.9 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 3 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Homes sold: about 17 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 19 — so sales ran at 89% of it, and below it in 17 of the last 24 months.

Across Hennepin County, builders pulled permits for 3,491 new homes in 2025.

Of those, 44% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Hennepin County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 18,448 moved in. Among the ten receiving the most, 21,625 moved out.

Net across those counties: −3,177 households. Beside it, homes for sale in this ZIP: 31 in June 2026.

Most arrivals came from Ramsey, MN (5,844 households); most departures went to Ramsey, MN (6,020).

County assessor records list 2,453 properties with a market value here. Their average assessed market value is $680,200; the typical home value is $691,919.

The assessor average sits −1.7% from the market figure — an average against a typical value, so treat it as a check, not a verdict.