ZIP 53235

53235 is one of 36 ZIP codes that lie mostly in Milwaukee County, WI.

Shaded by typical home value, it ranks 18 of the 35 with a value.

3 school locations in 53235: 1 elementary, 1 middle, 1 high.

In alphabetical order: Deer Creek Intermediate, Saint Francis High, Willow Glen Primary School. Locations only — no ratings are shown here.

In January 2000 the typical home in 53235 was worth $118,828.

Values peaked at $293,519 in December 2024. The latest reading is −2.5% from that peak.

As of August 2026: $286,119, −0.4% over twelve months.

Start with the typical home: $286,119. Put 20% down and borrow $228,895 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,585 a month in principal and interest.

The median household here earns $58,490 a year, $4,874 a month. So the payment takes 32.5% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 13.5% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $712.

In December 2020, with rates at 2.68%, it was $725.

By August 2026, at 6.67%, it was $1,472 — +103% since December 2020, while the home's value moved +28%.

Reported values rose +141% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $234,519. So the real change is +22%, not +141%.

53235: +141% since January 2000.

Milwaukee County: +181% since January 2000.

Wisconsin: +178% since January 2000 — 53235 ran behind it by 37 points.

Owning the typical home costs about $1,871 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,444 a month.

Price divided by a year's rent: 16.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 17 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 36.

Going out — closed sales: about 11 a month.

The ladder: homes for sale ÷ monthly sales = 3.3 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 6 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 11 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 14 — so sales ran at 79% of it, and below it in 22 of the last 24 months.

Across Milwaukee County, builders pulled permits for 1,046 new homes in 2025.

Of those, 18% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Milwaukee County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 8,495 moved in. Among the ten receiving the most, 10,162 moved out.

Net across those counties: −1,667 households. Beside it, homes for sale in this ZIP: 36 in June 2026.

Most arrivals came from Waukesha, WI (3,292 households); most departures went to Waukesha, WI (4,553).

County assessor records list 2,737 properties with a market value here. Their average assessed market value is $227,900; the typical home value is $286,119.

The assessor average sits −20.3% from the market figure — an average against a typical value, so treat it as a check, not a verdict.