Lotvox market story

ZIP 33444

Palm Beach County, FL

What homes are worth, what they cost to carry, how fast they sell — one step at a time.

Typical home value
$529,493
12-month change
+5.5%
Months of supply
4.6

This week since 2026-10-08: Months of supply 4.6 (was 4.8) · Payment share of income 47.0% (was 46.5%)

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Who's going to sell in 33444 this year?

Lotvox Turnover Index

Ranking every home in 33444 by how likely it is to sell

Lotvox Turnover Index
Not yet live
Source: County assessor and recorder public records; Lotvox analysis (calculations on the sources above) · accuracy by ZIP · methodology

The Lotvox Turnover Index isn't offered for 33444 yet.

Where

33444 in Palm Beach County, FL

33444 · $529,49333445 · $304,00033483 · $1,021,64833487 · $681,73233435 · $308,33533484 · $200,46933436 · $410,83733426 · $336,94533437 · $433,51133446 · $338,69833496 · $1,053,34733431 · $642,11433462 · $392,12133432 · $1,069,24233486 · $758,11833473 · $978,83133472 · $458,67433463 · $387,83833434 · $254,99933433 · $463,00833460 · $387,52233467 · $488,78433461 · $308,69733498 · $803,07033428 · $493,82633406 · $429,12833415 · $281,43433480 · $1,536,32533405 · $636,62933449 · $741,04733413 · $484,69133401 · $447,35533414 · $624,05833409 · $303,72633417 · $135,16533411 · $466,79133407 · $356,10433404 · $434,57333403 · $387,48533408 · $616,233 33444
$135K$1.5M typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

33444 is one of 50 ZIP codes that lie mostly in Palm Beach County, FL.

Shaded by typical home value, it ranks 14 of the 40 nearby ZIPs shown.

Value rank among nearby ZIPs
14 of 40

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 33444

4 school locations in 33444: 2 elementary, 1 middle, 1 high.

In alphabetical order: PINE GROVE ELEMENTARY SCHOOL, PLUMOSA SCHOOL OF THE ARTS, S. D. SPADY ELEMENTARY SCHOOL, VILLAGE ACADEMY ON THE ART & SARA JO KOBACKER CAMPUS. Locations only — no ratings are shown here.

School locations
4

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

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What it costs

Home values

What homes are worth in 33444

$0$200K$400K$600K200020052010201520202025Peak August 2026 · $529,493Latest · $529,493
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2000 the typical home in 33444 was worth $114,739.

Values peaked at $529,493 in August 2026. The latest reading is the peak.

As of August 2026: $529,493, +5.5% over twelve months.

Typical home value
$529,493
12-month change
+5.5%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$529,493
Loan at 20% down
$423,594
30-year fixed rate
7.40%
Monthly principal + interest
$2,933
Median household income, per month
$6,234
Share of income
47.0%
0%30%60%
At today's rate, by home value, 2000–2026: 10.2% → 47.0%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $529,493. Put 20% down and borrow $423,594 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,933 a month in principal and interest.

The median household here earns $74,803 a year, $6,234 a month. So the payment takes 47.0% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.2% in 2000.

Payment share of income
47.0%
Monthly P&I
$2,933

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$1K$2K$3K$4K2000200520102015202020252.68% rate · $1,0776.67% rate · $2,724
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $687.

In December 2020, with rates at 2.68%, it was $1,077.

By August 2026, at 6.67%, it was $2,724 — +153% since December 2020, while the home's value moved +59%.

Payment change since 2020
+153%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$200K$400K$600K200020052010201520202025
Home value (as reported)Prices in general (CPI-U), scaled to January 2000Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +361% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $226,449. So the real change is +134%, not +361%.

Real change since 2000
+134%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

33444 against its neighbors

0100200300400500200020052010201520202025
33444 (2000 = 100)Palm Beach County (2000 = 100)Florida (2000 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

33444: +362% since January 2000.

Palm Beach County: +281% since January 2000.

Florida: +245% since January 2000 — 33444 ran ahead of it by 117 points.

Change since 2000
+362%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

33444 among Florida ZIPs

Affordability — price vs local income
11th pct
Appreciation — recent value growth
97th pct
Rental yield — rent vs price
56th pct
Source: Zillow (ZHVI) · Census ACS · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)

Against 1,098 Florida ZIP codes, 33444 sits at the 11th percentile for affordability (price vs local income).

97th for appreciation (recent value growth); 56th for rental yield (rent vs price).

Affordability percentile
11th

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$3,462
principal + interest $2,933 · taxes & insurance est. $529
Rent: typical rent (ZORI)
$2,928
Price-to-rent ratio
15.1
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $3,462 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,928 a month.

Price divided by a year's rent: 15.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
15.1

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

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What's moving

Housing pulse

Listings Flow Ladder

per month / homes for sale2024-092026-08balanced 4–6 mo4.6 mo4.6 months of supplyNet +6 / month · inventory growing
New listings / monthHomes for saleClosed sales / monthBasin water level = months of supply
Source: Redfin · Lotvox · as of 2026-08-31Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 38 a month (Redfin, 3-month rolling data through August 2026). That is 98% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 146. That is 92% of the 2015–2019 level for the same months.

Going out — closed sales: about 32 a month. That is 93% of the 2015–2019 level for the same months. The drain is drawn 6% narrower: the share of homes for sale that sell each month is 94% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 4.6 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 6 more homes came on than sold each month, so inventory is growing. The basin is filling.

Months of supply
4.6

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Housing pulse

Sales pace vs. normal

020406020252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 32 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 30 — so sales ran at 107% of it, and below it in 16 of the last 24 months.

Sales vs 2015–19 level
107%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

02,0004,0006,0008,00020226,09020235,49220244,08920254,228
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Palm Beach County, builders pulled permits for 4,228 new homes in 2025.

Of those, 59% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
4,228

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

4 of 5

Who's holding, who's leaving

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
16,244
Moved out (top-10 destination counties)
16,068
Net households
+176
Top origins
Broward, FL7,488
Miami-Dade, FL2,734
St. Lucie, FL1,085
Top destinations
Broward, FL5,681
St. Lucie, FL3,326
Miami-Dade, FL1,755
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Palm Beach County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 16,244 moved in. Among the ten receiving the most, 16,068 moved out.

Net across those counties: +176 households. Beside it, homes for sale in this ZIP: 146 in June 2026.

Most arrivals came from Broward, FL (7,488 households); most departures went to Broward, FL (5,681).

Net households (top-10 flows)
+176

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

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What to do

Own a home here?What's my home worth?Enter your address for a county-record value range. Buying?Compare 33444 with 33428The same story, side by side. An agent?See where the index is livethe farm territory and this page's sponsor spot.

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Link: https://lotvox.com/story/miami/zip/33444