Lotvox market story

ZIP 33316

Broward County, FL

What homes are worth, what they cost to carry, how fast they sell — one step at a time.

Typical home value
$728,715
12-month change
+0.6%
Months of supply
10.1

This week since 2026-10-08: Months of supply 10.1 (was 10.3) · Payment share of income 54.3% (was 53.7%)

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Who's going to sell in 33316 this year?

Lotvox Turnover Index

Ranking every home in 33316 by how likely it is to sell

Lotvox Turnover Index
Not yet live
Source: County assessor and recorder public records; Lotvox analysis (calculations on the sources above) · accuracy by ZIP · methodology

The Lotvox Turnover Index isn't offered for 33316 yet.

Where

33316 in Broward County, FL

33316 · $728,71533301 · $863,14433304 · $595,86333004 · $333,17933305 · $680,78233315 · $545,51033306 · $585,51033312 · $483,31033311 · $365,91333308 · $520,59133334 · $433,89933019 · $500,40133020 · $377,51633022 · no value published33314 · $397,43233309 · $374,70133021 · $459,00433317 · $543,42933009 · $276,67533060 · $429,67833313 · $159,87833319 · $194,30533388 · no value published33062 · $473,14433069 · $231,72833023 · $459,20333068 · $361,72733024 · $473,13833322 · $264,15333328 · $626,04733324 · $352,27533066 · $198,67133321 · $293,08733351 · $366,13733063 · $289,73633064 · $363,12133073 · $521,27433026 · $442,91933442 · $182,09133025 · $387,563 33316
$160K$863K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

33316 is one of 55 ZIP codes that lie mostly in Broward County, FL.

Shaded by typical home value, it ranks 2 of the 38 nearby ZIPs shown.

Value rank among nearby ZIPs
2 of 38

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 33316

2 school locations in 33316: 2 elementary.

In alphabetical order: CHARTER SCHOOL OF EXCELLENCE, HARBORDALE ELEMENTARY SCHOOL. Locations only — no ratings are shown here.

School locations
2

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

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What it costs

Home values

What homes are worth in 33316

$0$250K$500K$750K$1.0M200020052010201520202025Peak January 2024 · $787,334Latest · $728,715
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2000 the typical home in 33316 was worth $204,065.

Values peaked at $787,334 in January 2024. The latest reading is −7.4% from that peak.

As of August 2026: $728,715, +0.6% over twelve months.

Typical home value
$728,715
12-month change
+0.6%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$728,715
Loan at 20% down
$582,972
30-year fixed rate
7.40%
Monthly principal + interest
$4,036
Median household income, per month
$7,433
Share of income
54.3%
0%30%60%
At today's rate, by home value, 2000–2026: 15.2% → 54.3%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $728,715. Put 20% down and borrow $582,972 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $4,036 a month in principal and interest.

The median household here earns $89,200 a year, $7,433 a month. So the payment takes 54.3% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 15.2% in 2000.

Payment share of income
54.3%
Monthly P&I
$4,036

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$2K$4K$6K2000200520102015202020252.68% rate · $1,8096.67% rate · $3,749
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,222.

In December 2020, with rates at 2.68%, it was $1,809.

By August 2026, at 6.67%, it was $3,749 — +107% since December 2020, while the home's value moved +30%.

Payment change since 2020
+107%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$250K$500K$750K$1.0M200020052010201520202025
Home value (as reported)Prices in general (CPI-U), scaled to January 2000Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +257% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $402,743. So the real change is +81%, not +257%.

Real change since 2000
+81%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

33316 against its neighbors

0100200300400500200020052010201520202025
33316 (2000 = 100)Broward County (2000 = 100)Florida (2000 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

33316: +257% since January 2000.

Broward County: +317% since January 2000.

Florida: +245% since January 2000 — 33316 ran ahead of it by 12 points.

Change since 2000
+257%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

33316 among Florida ZIPs

Affordability — price vs local income
7th pct
Appreciation — recent value growth
73rd pct
Rental yield — rent vs price
18th pct
Source: Zillow (ZHVI) · Census ACS · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)

Against 1,098 Florida ZIP codes, 33316 sits at the 7th percentile for affordability (price vs local income).

73rd for appreciation (recent value growth); 18th for rental yield (rent vs price).

Affordability percentile
7th

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$4,765
principal + interest $4,036 · taxes & insurance est. $729
Rent: typical rent (ZORI)
$2,876
Price-to-rent ratio
21.1
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $4,765 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,876 a month.

Price divided by a year's rent: 21.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
21.1

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

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What's moving

Housing pulse

Listings Flow Ladder

per month / homes for sale2024-092026-08balanced 4–6 mo10.1 mo10.1 months of supplyNet +13 / month · inventory growing
New listings / monthHomes for saleClosed sales / monthBasin water level = months of supply
Source: Redfin · Lotvox · as of 2026-08-31Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 38 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 248.

Going out — closed sales: about 25 a month. The drain is drawn 25% narrower: the share of homes for sale that sell each month is 75% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 10.1 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 13 more homes came on than sold each month, so inventory is growing. The basin is filling.

Months of supply
10.1

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Housing pulse

Sales pace vs. normal

010203020252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 25 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 7 — so sales ran at 357% of it, and below it in 0 of the last 24 months.

Sales vs 2015–19 level
357%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

01,0002,0003,0004,00020222,32620233,04720241,65520252,690
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Broward County, builders pulled permits for 2,690 new homes in 2025.

Of those, 26% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
2,690

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

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Who's holding, who's leaving

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
28,483
Moved out (top-10 destination counties)
27,153
Net households
+1,330
Top origins
Miami-Dade, FL17,471
Palm Beach, FL5,681
Orange, FL1,035
Top destinations
Miami-Dade, FL10,482
Palm Beach, FL7,488
St. Lucie, FL2,072
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Broward County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 28,483 moved in. Among the ten receiving the most, 27,153 moved out.

Net across those counties: +1,330 households. Beside it, homes for sale in this ZIP: 248 in June 2026.

Most arrivals came from Miami-Dade, FL (17,471 households); most departures went to Miami-Dade, FL (10,482).

Net households (top-10 flows)
+1,330

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

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What to do

Own a home here?What's my home worth?Enter your address for a county-record value range. Buying?Compare 33316 with 33305The same story, side by side. An agent?See where the index is livethe farm territory and this page's sponsor spot.

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Link: https://lotvox.com/story/miami/zip/33316