ZIP 33194

33194 is one of 80 ZIP codes that lie mostly in Miami-Dade County, FL.

Shaded by typical home value, it ranks 19 of the 39 nearby ZIPs shown.

3 school locations in 33194: 1 elementary, 1 high, 1 other.

In alphabetical order: Miccosukee Indian School, PINECREST GLADES ACADEMY, PINECREST GLADES PREPARATORY ACADEMY MIDDLE HIGH SCHOOL. Locations only — no ratings are shown here.

In April 2007 the typical home in 33194 was worth $475,150.

Values peaked at $603,912 in February 2025. The latest reading is −5.4% from that peak.

As of August 2026: $571,394, −2.9% over twelve months.

Start with the typical home: $571,394. Put 20% down and borrow $457,115 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,165 a month in principal and interest.

The median household here earns $119,676 a year, $9,973 a month. So the payment takes 31.7% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 26.4% in 2007.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in April 2007 (6.18%) the payment was $2,323.

In December 2020, with rates at 2.68%, it was $1,323.

By August 2026, at 6.67%, it was $2,940 — +122% since December 2020, while the home's value moved +40%.

Reported values rose +20% since April 2007.

General prices (CPI-U) rose +62% over the same span.

Divide one by the other: in August 2026 dollars, the 2007 home was worth $771,050. So the real change is −26%, not +20%.

33194: +20% since April 2007.

Miami-Dade County: +55% since April 2007.

Florida: +47% since April 2007 — 33194 ran behind it by 27 points.

Against 1,098 Florida ZIP codes, 33194 sits at the 55th percentile for affordability (price vs local income).

15th for appreciation (recent value growth); 60th for rental yield (rent vs price).

Owning the typical home costs about $3,736 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $3,789 a month.

Price divided by a year's rent: 12.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Homes sold: about 3 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 5 — so sales ran at 60% of it, and below it in 24 of the last 24 months.

Across Miami-Dade County, builders pulled permits for 16,535 new homes in 2025.

Of those, 16% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Miami-Dade County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 19,476 moved in. Among the ten receiving the most, 31,005 moved out.

Net across those counties: −11,529 households. Beside it, homes for sale in this ZIP: 13 in June 2026.

Most arrivals came from Broward, FL (10,482 households); most departures went to Broward, FL (17,471).

County assessor records list 1,525 properties with a market value here. Their average assessed market value is $466,500; the typical home value is $571,394.

The assessor average sits −18.4% from the market figure — an average against a typical value, so treat it as a check, not a verdict.