Lotvox market story

ZIP 33855

Polk County, FL

What homes are worth, what they cost to carry, how fast they sell — one step at a time.

Typical home value
$292,982
12-month change
+0.4%
Payment change since 2020
+134%

This week since 2026-10-08: No change in the headline figures since 2026-10-08.

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Who's going to sell in 33855 this year?

Lotvox Turnover Index

Ranking every home in 33855 by how likely it is to sell

Lotvox Turnover Index
Not yet live
Source: County assessor and recorder public records; Lotvox analysis (calculations on the sources above) · accuracy by ZIP · methodology

The Lotvox Turnover Index isn't offered for 33855 yet.

Where

33855 in Polk County, FL

33801 · $233,30233803 · $287,34533805 · $231,78133809 · $311,24133810 · $316,17133811 · $333,43433812 · $373,32333813 · $369,66133815 · $183,13533823 · $303,09533827 · $300,52633830 · $277,03233835 · no value published33837 · $333,57233838 · $264,58233839 · $284,18033840 · $191,46833841 · $228,13833843 · $214,70733844 · $292,63633847 · no value published33849 · $395,15033850 · $306,52133851 · $308,50033853 · $220,30633854 · $89,07433855 · $292,98233856 · no value published33858 · no value published33859 · $271,84333860 · $285,30033867 · no value published33868 · $261,04833877 · no value published33880 · $251,61033881 · $262,52033884 · $295,51733897 · $341,89333898 · $249,88934759 · $276,046 33855
$89K$395K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

33855 is one of 40 ZIP codes that lie mostly in Polk County, FL.

Shaded by typical home value, it ranks 14 of the 34 with a value.

Value rank in county
14 of 34

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

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What it costs

Home values

What homes are worth in 33855

$0$100K$200K$300K$400K200020052010201520202025Peak February 2025 · $298,368Latest · $292,982
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2000 the typical home in 33855 was worth $74,377.

Values peaked at $298,368 in February 2025. The latest reading is −1.8% from that peak.

As of August 2026: $292,982, +0.4% over twelve months.

Typical home value
$292,982
12-month change
+0.4%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$500$1K$2K$2K2000200520102015202020252.68% rate · $6436.67% rate · $1,507
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $445.

In December 2020, with rates at 2.68%, it was $643.

By August 2026, at 6.67%, it was $1,507 — +134% since December 2020, while the home's value moved +47%.

Payment change since 2020
+134%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$100K$200K$300K$400K200020052010201520202025
Home value (as reported)Prices in general (CPI-U), scaled to January 2000Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +294% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $146,791. So the real change is +100%, not +294%.

Real change since 2000
+100%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

33855 against its neighbors

0100200300400500200020052010201520202025
33855 (2000 = 100)Polk County (2000 = 100)Florida (2000 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

33855: +294% since January 2000.

Polk County: +222% since January 2000.

Florida: +245% since January 2000 — 33855 ran ahead of it by 49 points.

Change since 2000
+294%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$1,916
principal + interest $1,623 · taxes & insurance est. $293
Rent: county median rent (ACS)
$1,363
Price-to-rent ratio
17.9
Source: Zillow (ZHVI) · Census ACS · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $1,916 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,363 a month.

Price divided by a year's rent: 17.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
17.9

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

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What's moving

Housing pulse

Sales pace vs. normal

0123202420252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-07Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-07

Homes sold: about 0 a month in July 2026 (Redfin).

The 2015–2019 level for the same month was 1 — so sales ran at 0% of it, and below it in 4 of the last 24 months.

Sales vs 2015–19 level
0%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-07

New supply

Homes being permitted

05,00010,00015,000202212,211202312,513202410,38420258,236
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Polk County, builders pulled permits for 8,236 new homes in 2025.

Of those, 82% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
8,236

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

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Who's holding, who's leaving

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
15,366
Moved out (top-10 destination counties)
9,213
Net households
+6,153
Top origins
Orange, FL4,119
Osceola, FL3,499
Hillsborough, FL3,217
Top destinations
Orange, FL2,300
Hillsborough, FL2,055
Osceola, FL1,987
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Polk County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 15,366 moved in. Among the ten receiving the most, 9,213 moved out.

Net across those counties: +6,153 households. Beside it, homes for sale in this ZIP: 2 in June 2026.

Most arrivals came from Orange, FL (4,119 households); most departures went to Orange, FL (2,300).

Net households (top-10 flows)
+6,153

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

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What to do

Own a home here?What's my home worth?Enter your address for a county-record value range. Buying?Compare 33855 with 33844The same story, side by side. An agent?See where the index is livethe farm territory and this page's sponsor spot.

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Link: https://lotvox.com/story/lakeland/zip/33855