Lotvox market story

ZIP 21650

Kent County, MD

What homes are worth, what they cost to carry, how fast they sell — one step at a time.

Typical home value
$378,332
12-month change
+6.7%
Payment change since 2022
+56%

This week since 2026-10-08: No change in the headline figures since 2026-10-08.

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Who's going to sell in 21650 this year?

Lotvox Turnover Index

Ranking every home in 21650 by how likely it is to sell

Lotvox Turnover Index
Not yet live
Source: County assessor and recorder public records; Lotvox analysis (calculations on the sources above) · accuracy by ZIP · methodology

The Lotvox Turnover Index isn't offered for 21650 yet.

Where

21650 in Kent County, MD

21610 · $321,97021620 · $393,40321635 · $421,49821645 · $555,03821650 · $378,33221651 · $352,24921661 · $364,41121667 · $305,28021678 · $380,309 21650
$305K$555K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

21650 is one of 9 ZIP codes that lie mostly in Kent County, MD.

Shaded by typical home value, it ranks 5 of the 9 with a value.

Value rank in county
5 of 9

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

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What it costs

Home values

What homes are worth in 21650

$0$100K$200K$300K$400K2023202420252026Peak August 2026 · $378,332Latest · $378,332
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In February 2022 the typical home in 21650 was worth $337,021.

Values peaked at $378,332 in August 2026. The latest reading is the peak.

As of August 2026: $378,332, +6.7% over twelve months.

Typical home value
$378,332
12-month change
+6.7%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$1K$2K$3K20232024202520263.76% rate · $1,2516.67% rate · $1,946
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in February 2022 (3.76%) the payment was $1,251.

In February 2022, with rates at 3.76%, it was $1,251.

By August 2026, at 6.67%, it was $1,946 — +56% since February 2022, while the home's value moved +12%.

Payment change since 2022
+56%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$200K$400K$600K2023202420252026
Home value (as reported)Prices in general (CPI-U), scaled to February 2022Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +12% since February 2022.

General prices (CPI-U) rose +17% over the same span.

Divide one by the other: in August 2026 dollars, the 2022 home was worth $395,814. So the real change is −4%, not +12%.

Real change since 2022
−4%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

21650 against its neighbors

80901001101201302023202420252026
21650 (2022 = 100)Kent County (2022 = 100)Maryland (2022 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

21650: +12% since February 2022.

Kent County: +15% since February 2022.

Maryland: +11% since February 2022 — 21650 ran ahead of it by 2 points.

Change since 2022
+12%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$2,474
principal + interest $2,096 · taxes & insurance est. $378
Rent: county median rent (ACS)
$1,209
Price-to-rent ratio
26.1
Source: Zillow (ZHVI) · Census ACS · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $2,474 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,209 a month.

Price divided by a year's rent: 26.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
26.1

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

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What's moving

Housing pulse

Sales pace vs. normal

011220172019202120232025
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-07Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-07

Homes sold: about 0 a month in July 2026 (Redfin).

The 2015–2019 level for the same month was 1 — so sales ran at 0% of it, and below it in 4 of the last 24 months.

Sales vs 2015–19 level
0%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-07

New supply

Homes being permitted

0255075100202283202371202448202553
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Kent County, builders pulled permits for 53 new homes in 2025.

Of those, 70% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
53

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

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Who's holding, who's leaving

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
216
Moved out (top-10 destination counties)
174
Net households
+42
Top origins
Queen Anne's, MD104
Cecil, MD36
Anne Arundel, MD29
Top destinations
Queen Anne's, MD72
Kent, DE31
Cecil, MD30
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-03-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-03-01

This ZIP sits in Kent County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 216 moved in. Among the ten receiving the most, 174 moved out.

Net across those counties: +42 households. Beside it, homes for sale in this ZIP: 1 in March 2026.

Most arrivals came from Queen Anne's, MD (104 households); most departures went to Queen Anne's, MD (72).

Net households (top-10 flows)
+42

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-03-01

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What to do

Own a home here?What's my home worth?Enter your address for a county-record value range. Buying?Compare 21650 with 21661The same story, side by side. An agent?See where the index is livethe farm territory and this page's sponsor spot.

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Link: https://lotvox.com/story/kent-county-md/zip/21650