ZIP 32216

32216 is one of 36 ZIP codes that lie mostly in Duval County, FL.

Shaded by typical home value, it ranks 22 of the 31 with a value.

10 school locations in 32216: 5 elementary, 2 middle, 2 high, 1 other.

In alphabetical order: DUVAL CHARTER SCHOLARS ACADEMY, GREENFIELD ELEMENTARY SCHOOL, HOGAN-SPRING GLEN ELEMENTARY SCHOOL, HOLIDAY HILL ELEMENTARY SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 32216 was worth $83,588.

Values peaked at $278,132 in November 2022. The latest reading is −6.0% from that peak.

As of August 2026: $261,544, −0.1% over twelve months.

Start with the typical home: $261,544. Put 20% down and borrow $209,235 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,449 a month in principal and interest.

The median household here earns $63,253 a year, $5,271 a month. So the payment takes 27.5% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.8% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $500.

In December 2020, with rates at 2.68%, it was $627.

By August 2026, at 6.67%, it was $1,346 — +115% since December 2020, while the home's value moved +35%.

Reported values rose +213% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $164,970. So the real change is +59%, not +213%.

32216: +213% since January 2000.

Duval County: +203% since January 2000.

Florida: +245% since January 2000 — 32216 ran behind it by 32 points.

Against 1,098 Florida ZIP codes, 32216 sits at the 76th percentile for affordability (price vs local income).

60th for appreciation (recent value growth); 71st for rental yield (rent vs price).

Owning the typical home costs about $1,710 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,563 a month.

Price divided by a year's rent: 13.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 49 a month (Redfin, 3-month rolling data through August 2026). That is 76% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 180.

Going out — closed sales: about 42 a month. That is 80% of the 2015–2019 level for the same months. The drain is drawn 48% narrower: the share of homes for sale that sell each month is 52% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 4.3 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 7 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 42 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 51 — so sales ran at 82% of it, and below it in 24 of the last 24 months.

Across Duval County, builders pulled permits for 6,017 new homes in 2025.

Of those, 62% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Duval County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 10,163 moved in. Among the ten receiving the most, 10,635 moved out.

Net across those counties: −472 households. Beside it, homes for sale in this ZIP: 180 in June 2026.

Most arrivals came from Clay, FL (2,884 households); most departures went to Clay, FL (3,450).