ZIP 80514

80514 is one of 35 ZIP codes that lie mostly in Weld County, CO.

Shaded by typical home value, it ranks 17 of the 28 with a value.

Mapped in and around 80514: 25 places to go — 11 day trips, 5 dining, 3 trails.

1 school location in 80514: 1 middle.

In alphabetical order: Kenneth Homyak PK-8. Locations only — no ratings are shown here.

In January 2000 the typical home in 80514 was worth $162,545.

Values peaked at $532,476 in July 2022. The latest reading is −7.0% from that peak.

As of August 2026: $495,011, −3.3% over twelve months.

Start with the typical home: $495,011. Put 20% down and borrow $396,009 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,742 a month in principal and interest.

The median household here earns $99,389 a year, $8,282 a month. So the payment takes 33.1% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.9% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $973.

In December 2020, with rates at 2.68%, it was $1,299.

By August 2026, at 6.67%, it was $2,547 — +96% since December 2020, while the home's value moved +23%.

Reported values rose +205% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $320,799. So the real change is +54%, not +205%.

80514: +205% since January 2000.

Weld County: +178% since January 2000.

Colorado: +199% since January 2000 — 80514 ran ahead of it by 6 points.

Owning the typical home costs about $3,237 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,682 a month.

Price divided by a year's rent: 24.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 10 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 38.

Going out — closed sales: about 5 a month. The drain is drawn 76% narrower: the share of homes for sale that sell each month is 24% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 8.1 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 5 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 5 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 11 — so sales ran at 45% of it, and below it in 22 of the last 24 months.

Across Weld County, builders pulled permits for 2,993 new homes in 2025.

Of those, 67% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Weld County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 8,838 moved in. Among the ten receiving the most, 5,777 moved out.

Net across those counties: +3,061 households. Beside it, homes for sale in this ZIP: 38 in June 2026.

Most arrivals came from Larimer, CO (2,730 households); most departures went to Larimer, CO (2,021).

County assessor records list 1,247 properties with a market value here. Their average assessed market value is $502,603; the typical home value is $495,011.

The assessor average sits +1.5% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

Of 2,010 homes with a recorded purchase date, 25% have had the same owner for 20 years or more, and 9% changed hands in the last five.

17% are owned from a different mailing address, 1% from out of state.