ZIP 81503

81503 is one of 17 ZIP codes that lie mostly in Mesa County, CO.

Shaded by typical home value, it ranks 12 of the 15 with a value.

Mapped in and around 81503: 49 places to go — 13 parks & open space, 11 dining, 10 trails.

6 school locations in 81503: 5 elementary, 1 middle.

In alphabetical order: Broadway Elementary School, Dos Rios Elementary School, Lincoln Orchard Mesa Elementary School, Mesa View Elementary School, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 81503 was worth $128,141.

Values peaked at $405,177 in August 2026. The latest reading is the peak.

As of August 2026: $405,177, +3.3% over twelve months.

Start with the typical home: $405,177. Put 20% down and borrow $324,142 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,244 a month in principal and interest.

The median household here earns $71,681 a year, $5,973 a month. So the payment takes 37.6% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.9% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $767.

In December 2020, with rates at 2.68%, it was $903.

By August 2026, at 6.67%, it was $2,085 — +131% since December 2020, while the home's value moved +45%.

Reported values rose +216% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $252,899. So the real change is +60%, not +216%.

81503: +216% since January 2000.

Mesa County: +206% since January 2000.

Colorado: +199% since January 2000 — 81503 ran ahead of it by 18 points.

Owning the typical home costs about $2,649 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,757 a month.

Price divided by a year's rent: 19.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 30 a month (Redfin, 3-month rolling data through August 2026). That is 77% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 87.

Going out — closed sales: about 27 a month. That is 67% of the 2015–2019 level for the same months. The drain is drawn 3% narrower: the share of homes for sale that sell each month is 97% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.3 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 3 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 27 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 38 — so sales ran at 71% of it, and below it in 20 of the last 24 months.

Across Mesa County, builders pulled permits for 810 new homes in 2025.

Of those, 86% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Mesa County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 1,295 moved in. Among the ten receiving the most, 976 moved out.

Net across those counties: +319 households. Beside it, homes for sale in this ZIP: 87 in June 2026.

Most arrivals came from Garfield, CO (237 households); most departures went to Delta, CO (151).

County assessor records list 5,824 properties with a market value here. Their average assessed market value is $349,490; the typical home value is $405,177.

The assessor average sits −13.7% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

Of 6,149 homes with a recorded purchase date, 25% have had the same owner for 20 years or more, and 28% changed hands in the last five.

23% are owned from a different mailing address, 3% from out of state.