ZIP 81501

81501 is one of 17 ZIP codes that lie mostly in Mesa County, CO.

Shaded by typical home value, it ranks 14 of the 15 with a value.

Mapped in and around 81501: 158 places to go — 39 dining, 34 trails, 30 arts & venues.

12 school locations in 81501: 6 elementary, 1 middle, 5 high.

In alphabetical order: Chipeta Elementary School, Dual Immersion Academy School, East Middle School, Grand Junction High School, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 81501 was worth $105,638.

Values peaked at $349,514 in April 2026. The latest reading is −0.5% from that peak.

As of August 2026: $347,835, +1.2% over twelve months.

Start with the typical home: $347,835. Put 20% down and borrow $278,268 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,927 a month in principal and interest.

The median household here earns $48,500 a year, $4,042 a month. So the payment takes 47.7% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 14.5% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $633.

In December 2020, with rates at 2.68%, it was $804.

By August 2026, at 6.67%, it was $1,790 — +122% since December 2020, while the home's value moved +40%.

Reported values rose +229% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $208,487. So the real change is +67%, not +229%.

81501: +229% since January 2000.

Mesa County: +206% since January 2000.

Colorado: +199% since January 2000 — 81501 ran ahead of it by 31 points.

Owning the typical home costs about $2,275 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,540 a month.

Price divided by a year's rent: 18.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 42 a month (Redfin, 3-month rolling data through August 2026). That is 91% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 113.

Going out — closed sales: about 28 a month. That is 59% of the 2015–2019 level for the same months. The drain is drawn 40% narrower: the share of homes for sale that sell each month is 60% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 4.1 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 15 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 28 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 37 — so sales ran at 76% of it, and below it in 22 of the last 24 months.

Across Mesa County, builders pulled permits for 810 new homes in 2025.

Of those, 86% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Mesa County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 1,295 moved in. Among the ten receiving the most, 976 moved out.

Net across those counties: +319 households. Beside it, homes for sale in this ZIP: 113 in June 2026.

Most arrivals came from Garfield, CO (237 households); most departures went to Delta, CO (151).

County assessor records list 6,035 properties with a market value here. Their average assessed market value is $310,120; the typical home value is $347,835.

The assessor average sits −10.8% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

Of 6,865 homes with a recorded purchase date, 26% have had the same owner for 20 years or more, and 25% changed hands in the last five.

41% are owned from a different mailing address, 5% from out of state.