ZIP 32693

32693 is one of 2 ZIP codes that lie mostly in Gilchrist County, FL — 75% of its own area is in the county.

Shaded by typical home value, it ranks 2 of the 2 with a value.

5 school locations in 32693: 2 elementary, 3 high.

In alphabetical order: GILCHRIST VIRTUAL FRANCHISE, GILCHRIST VIRTUAL INSTRUCTION PROGRAM, GILCHRIST VIRTUAL INSTRUCTION PROGRAM (DISTRICT PROVIDED), TRENTON ELEMENTARY SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 32693 was worth $73,333.

Values peaked at $288,977 in April 2026. The latest reading is −1.0% from that peak.

As of August 2026: $286,138, +2.0% over twelve months.

Start with the typical home: $286,138. Put 20% down and borrow $228,910 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,585 a month in principal and interest.

The median household here earns $64,128 a year, $5,344 a month. So the payment takes 29.7% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 7.6% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $439.

In December 2020, with rates at 2.68%, it was $612.

By August 2026, at 6.67%, it was $1,472 — +140% since December 2020, while the home's value moved +51%.

Reported values rose +290% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $144,730. So the real change is +98%, not +290%.

32693: +290% since January 2000.

Gilchrist County: +312% since January 2000.

Florida: +245% since January 2000 — 32693 ran ahead of it by 45 points.

Owning the typical home costs about $1,871 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $882 a month.

Price divided by a year's rent: 27.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 10 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 42.

Going out — closed sales: about 8 a month.

The ladder: homes for sale ÷ monthly sales = 5.3 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 2 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 8 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 8 — so sales ran at 100% of it, and below it in 7 of the last 24 months.

Across Gilchrist County, builders pulled permits for 94 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Gilchrist County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 372 moved in. Among the ten receiving the most, 328 moved out.

Net across those counties: +44 households. Beside it, homes for sale in this ZIP: 42 in June 2026.

Most arrivals came from Alachua, FL (159 households); most departures went to Alachua, FL (131).