ZIP 80510

80510 is one of 18 ZIP codes that lie mostly in Boulder County, CO.

Shaded by typical home value, it ranks 13 of the 14 with a value.

Mapped in and around 80510: 62 places to go — 36 trails, 13 day trips, 9 arts & venues.

In January 2000 the typical home in 80510 was worth $200,304.

Values peaked at $571,679 in June 2022. The latest reading is −12.7% from that peak.

As of August 2026: $498,899, −0.4% over twelve months.

Start with the typical home: $498,899. Put 20% down and borrow $399,119 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,763 a month in principal and interest.

The median household here earns $122,143 a year, $10,179 a month. So the payment takes 27.1% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.9% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,199.

In December 2020, with rates at 2.68%, it was $1,475.

By August 2026, at 6.67%, it was $2,567 — +74% since December 2020, while the home's value moved +10%.

Reported values rose +149% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $395,321. So the real change is +26%, not +149%.

80510: +149% since January 2000.

Boulder County: +213% since January 2000.

Colorado: +199% since January 2000 — 80510 ran behind it by 50 points.

Against 476 Colorado ZIP codes, 80510 sits at the 85th percentile for affordability (price vs local income).

55th for appreciation (recent value growth); 3rd for rental yield (rent vs price).

Owning the typical home costs about $3,262 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $856 a month.

Price divided by a year's rent: 48.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Homes sold: about 1 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 2 — so sales ran at 50% of it, and below it in 2 of the last 24 months.

Across Boulder County, builders pulled permits for 2,001 new homes in 2025.

Of those, 21% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Boulder County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 5,799 moved in. Among the ten receiving the most, 7,485 moved out.

Net across those counties: −1,686 households. Beside it, homes for sale in this ZIP: 18 in June 2026.

Most arrivals came from Denver, CO (1,036 households); most departures went to Weld, CO (1,534).

County assessor records list 545 properties with a market value here. Their average assessed market value is $419,900; the typical home value is $498,899.

The assessor average sits −15.8% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

Of 563 homes with a recorded purchase date, 38% have had the same owner for 20 years or more, and 17% changed hands in the last five.

87% are owned from a different mailing address, 29% from out of state.