ZIP 80226

80226 is one of 27 ZIP codes that lie mostly in Jefferson County, CO — 99% of its own area is in the county.

Shaded by typical home value, it ranks 19 of the 25 with a value.

Mapped in and around 80226: 121 places to go — 39 dining, 23 parks & open space, 23 trails.

13 school locations in 80226: 3 elementary, 6 middle, 4 high.

In alphabetical order: Belmar School of Integrated Arts, Brady Exploration School, Creighton Middle School, Deane Elementary School, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 80226 was worth $165,203.

Values peaked at $589,935 in June 2022. The latest reading is −8.9% from that peak.

As of August 2026: $537,620, −2.4% over twelve months.

Start with the typical home: $537,620. Put 20% down and borrow $430,096 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,978 a month in principal and interest.

The median household here earns $78,466 a year, $6,539 a month. So the payment takes 45.5% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 14.0% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $989.

In December 2020, with rates at 2.68%, it was $1,491.

By August 2026, at 6.67%, it was $2,766 — +86% since December 2020, while the home's value moved +17%.

Reported values rose +225% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $326,045. So the real change is +65%, not +225%.

80226: +225% since January 2000.

Jefferson County: +213% since January 2000.

Colorado: +199% since January 2000 — 80226 ran ahead of it by 27 points.

Against 476 Colorado ZIP codes, 80226 sits at the 21st percentile for affordability (price vs local income).

15th for appreciation (recent value growth); 44th for rental yield (rent vs price).

Owning the typical home costs about $3,516 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,866 a month.

Price divided by a year's rent: 24.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 43 a month (Redfin, 3-month rolling data through August 2026). That is 76% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 97.

Going out — closed sales: about 32 a month. That is 63% of the 2015–2019 level for the same months. The drain is drawn 62% narrower: the share of homes for sale that sell each month is 38% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.1 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 11 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 32 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 46 — so sales ran at 70% of it, and below it in 24 of the last 24 months.

Across Jefferson County, builders pulled permits for 1,118 new homes in 2025.

Of those, 72% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Jefferson County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 16,902 moved in. Among the ten receiving the most, 15,755 moved out.

Net across those counties: +1,147 households. Beside it, homes for sale in this ZIP: 97 in June 2026.

Most arrivals came from Denver, CO (7,255 households); most departures went to Denver, CO (5,051).

County assessor records list 9,973 properties with a market value here. Their average assessed market value is $553,233; the typical home value is $537,620.

The assessor average sits +2.9% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

Of 9,522 homes with a recorded purchase date, 19% have had the same owner for 20 years or more, and 33% changed hands in the last five.

26% are owned from a different mailing address, 4% from out of state.