Lotvox market story
ZIP 75226
Dallas County, TX
What homes are worth, what they cost to carry, how fast they sell — one step at a time.
- Typical home value
- $308,747
- 12-month change
- +0.5%
- Payment share of income
- 29.5%
This week since 2026-10-08: Payment share of income 29.5% (was 29.1%) · Monthly P&I $1,710 (was $1,690)
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Who's going to sell in 75226 this year?
Lotvox Turnover Index
Ranking every home in 75226 by how likely it is to sell
The Lotvox Turnover Index isn't offered for 75226 yet.
Where
75226 in Dallas County, TX
75226 is one of 84 ZIP codes that lie mostly in Dallas County, TX.
Shaded by typical home value, it ranks 15 of the 35 nearby ZIPs shown.
- Value rank among nearby ZIPs
- 15 of 35
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 75226
2 school locations in 75226: 1 middle, 1 high.
In alphabetical order: UPLIFT LUNA PREPARATORY H S, UPLIFT LUNA SECONDARY SCHOOL. Locations only — no ratings are shown here.
- School locations
- 2
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
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What it costs
Home values
What homes are worth in 75226
In January 2005 the typical home in 75226 was worth $113,647.
Values peaked at $343,273 in July 2022. The latest reading is −10.1% from that peak.
As of August 2026: $308,747, +0.5% over twelve months.
- Typical home value
- $308,747
- 12-month change
- +0.5%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $308,747. Put 20% down and borrow $246,998 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $1,710 a month in principal and interest.
The median household here earns $69,589 a year, $5,799 a month. So the payment takes 29.5% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.9% in 2005.
- Payment share of income
- 29.5%
- Monthly P&I
- $1,710
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2005 (5.71%) the payment was $528.
In December 2020, with rates at 2.68%, it was $866.
By August 2026, at 6.67%, it was $1,588 — +83% since December 2020, while the home's value moved +15%.
- Payment change since 2020
- +83%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +172% since January 2005.
General prices (CPI-U) rose +74% over the same span.
Divide one by the other: in August 2026 dollars, the 2005 home was worth $198,189. So the real change is +56%, not +172%.
- Real change since 2005
- +56%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
75226 against its neighbors
75226: +172% since January 2005.
Dallas County: +156% since January 2005.
Texas: +123% since January 2005 — 75226 ran ahead of it by 49 points.
- Change since 2005
- +172%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
75226 among Texas ZIPs
Against 1,763 Texas ZIP codes, 75226 sits at the 26th percentile for affordability (price vs local income).
52nd for appreciation (recent value growth); 55th for rental yield (rent vs price).
- Affordability percentile
- 26th
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)
Lotvox lens
Rent or own
Owning the typical home costs about $2,019 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,572 a month.
Price divided by a year's rent: 16.4. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 16.4
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
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What's moving
Housing pulse
Sales pace vs. normal
Homes sold: about 1 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 0 — so sales ran at ∞% of it, and below it in 2 of the last 24 months.
- Sales vs 2015–19 level
- ∞%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Dallas County, builders pulled permits for 12,691 new homes in 2025.
Of those, 37% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 12,691
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
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Who's holding, who's leaving
Housing pulse
Migration and inventory
This ZIP sits in Dallas County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 37,687 moved in. Among the ten receiving the most, 52,152 moved out.
Net across those counties: −14,465 households. Beside it, homes for sale in this ZIP: 9 in June 2026.
Most arrivals came from Tarrant, TX (11,085 households); most departures went to Tarrant, TX (14,066).
- Net households (top-10 flows)
- −14,465
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01
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