Lotvox market story

ZIP 75203

Dallas County, TX

What homes are worth, what they cost to carry, how fast they sell — one step at a time.

Typical home value
$202,114
12-month change
−4.0%
Months of supply
10.9

This week since 2026-10-08: Months of supply 10.9 (was 12.6) · Payment share of income 29.0% (was 28.6%)

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Who's going to sell in 75203 this year?

Lotvox Turnover Index

Ranking every home in 75203 by how likely it is to sell

Lotvox Turnover Index
Not yet live
Source: County assessor and recorder public records; Lotvox analysis (calculations on the sources above) · accuracy by ZIP · methodology

The Lotvox Turnover Index isn't offered for 75203 yet.

Where

75203 in Dallas County, TX

75203 · $202,11475208 · $409,98775202 · $268,74075270 · no value published75216 · $171,08975215 · $173,51575201 · $976,13675207 · no value published75226 · $308,74775224 · $230,02575246 · $381,85775204 · $491,00175210 · $147,68675219 · $416,10675223 · $255,91075212 · $246,99675390 · no value published75241 · $211,23575233 · $284,37175205 · $2,121,59975232 · $236,01975206 · $608,48475235 · $280,00875247 · no value published75214 · $841,16875237 · $265,70475211 · $226,10475209 · $1,066,17375227 · $222,87875225 · $2,094,67175217 · $197,98675236 · $271,85075228 · $275,18175115 · $322,90675116 · $272,91175218 · $549,00575220 · $527,43775231 · $294,51775141 · $245,24075134 · $260,044 75203
$148K$2.1M typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

75203 is one of 84 ZIP codes that lie mostly in Dallas County, TX.

Shaded by typical home value, it ranks 32 of the 36 nearby ZIPs shown.

Value rank among nearby ZIPs
32 of 36

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 75203

14 school locations in 75203: 4 elementary, 2 middle, 8 high.

In alphabetical order: CEDAR CREST EL, FELIX G BOTELLO PERSONALIZED LEARNING EL, FRANKLIN D ROOSEVELT H S OF INNOVATION, HECTOR P GARCIA MIDDLE, and more on the ZIP page. Locations only — no ratings are shown here.

School locations
14

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

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What it costs

Home values

What homes are worth in 75203

$0$100K$200K$300K200020052010201520202025Peak August 2022 · $241,040Latest · $202,114
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2000 the typical home in 75203 was worth $56,153.

Values peaked at $241,040 in August 2022. The latest reading is −16.1% from that peak.

As of August 2026: $202,114, −4.0% over twelve months.

Typical home value
$202,114
12-month change
−4.0%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$202,114
Loan at 20% down
$161,691
30-year fixed rate
7.40%
Monthly principal + interest
$1,120
Median household income, per month
$3,863
Share of income
29.0%
0%30%60%
At today's rate, by home value, 2000–2026: 8.1% → 29.0%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $202,114. Put 20% down and borrow $161,691 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,120 a month in principal and interest.

The median household here earns $46,358 a year, $3,863 a month. So the payment takes 29.0% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.1% in 2000.

Payment share of income
29.0%
Monthly P&I
$1,120

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$500$1K$2K2000200520102015202020252.68% rate · $5426.67% rate · $1,040
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $336.

In December 2020, with rates at 2.68%, it was $542.

By August 2026, at 6.67%, it was $1,040 — +92% since December 2020, while the home's value moved +21%.

Payment change since 2020
+92%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$100K$200K$300K200020052010201520202025
Home value (as reported)Prices in general (CPI-U), scaled to January 2000Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +260% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $110,824. So the real change is +82%, not +260%.

Real change since 2000
+82%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

75203 against its neighbors

0100200300400500200020052010201520202025
75203 (2000 = 100)Dallas County (2000 = 100)Texas (2000 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

75203: +260% since January 2000.

Dallas County: +211% since January 2000.

Texas: +160% since January 2000 — 75203 ran ahead of it by 100 points.

Change since 2000
+260%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

75203 among Texas ZIPs

Affordability — price vs local income
28th pct
Appreciation — recent value growth
18th pct
Rental yield — rent vs price
87th pct
Source: Zillow (ZHVI) · Census ACS · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)

Against 1,763 Texas ZIP codes, 75203 sits at the 28th percentile for affordability (price vs local income).

18th for appreciation (recent value growth); 87th for rental yield (rent vs price).

Affordability percentile
28th

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$1,322
principal + interest $1,120 · taxes & insurance est. $202
Rent: typical rent (ZORI)
$1,561
Price-to-rent ratio
10.8
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $1,322 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,561 a month.

Price divided by a year's rent: 10.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
10.8

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

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What's moving

Housing pulse

Listings Flow Ladder

per month / homes for sale2024-092026-08balanced 4–6 mo10.9 mo10.9 months of supplyNet +10 / month · inventory growing
New listings / monthHomes for saleClosed sales / monthBasin water level = months of supply
Source: Redfin · Lotvox · as of 2026-08-31Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 15 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 62.

Going out — closed sales: about 6 a month. The drain is drawn 67% narrower: the share of homes for sale that sell each month is 33% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 10.9 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 10 more homes came on than sold each month, so inventory is growing. The basin is filling.

Months of supply
10.9

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Housing pulse

Sales pace vs. normal

03581020252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 6 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 5 — so sales ran at 120% of it, and below it in 3 of the last 24 months.

Sales vs 2015–19 level
120%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

05,00010,00015,00020,000202217,275202313,285202412,711202512,691
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Dallas County, builders pulled permits for 12,691 new homes in 2025.

Of those, 37% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
12,691

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

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Who's holding, who's leaving

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
37,687
Moved out (top-10 destination counties)
52,152
Net households
−14,465
Top origins
Tarrant, TX11,085
Collin, TX9,550
Denton, TX6,817
Top destinations
Tarrant, TX14,066
Collin, TX12,881
Denton, TX9,837
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Dallas County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 37,687 moved in. Among the ten receiving the most, 52,152 moved out.

Net across those counties: −14,465 households. Beside it, homes for sale in this ZIP: 62 in June 2026.

Most arrivals came from Tarrant, TX (11,085 households); most departures went to Tarrant, TX (14,066).

Net households (top-10 flows)
−14,465

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

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What to do

Own a home here?What's my home worth?Enter your address for a county-record value range. Buying?Compare 75203 with 75217The same story, side by side. An agent?See where the index is livethe farm territory and this page's sponsor spot.

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Link: https://lotvox.com/story/dallas/zip/75203