ZIP 75173

75173 is one of 29 ZIP codes that lie mostly in Collin County, TX.

Shaded by typical home value, it ranks 26 of the 28 with a value.

6 school locations in 75173: 1 elementary, 1 middle, 2 high, 2 other.

In alphabetical order: BRAVES ACADEMY, COLLIN CO J J A E P, COMMUNITY H S, LELAND E EDGE MIDDLE, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 75173 was worth $127,742.

Values peaked at $370,237 in August 2022. The latest reading is −9.8% from that peak.

As of August 2026: $333,931, −5.2% over twelve months.

Start with the typical home: $333,931. Put 20% down and borrow $267,145 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,850 a month in principal and interest.

The median household here earns $100,373 a year, $8,364 a month. So the payment takes 22.1% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.5% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $765.

In December 2020, with rates at 2.68%, it was $830.

By August 2026, at 6.67%, it was $1,718 — +107% since December 2020, while the home's value moved +30%.

Reported values rose +161% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $252,112. So the real change is +32%, not +161%.

75173: +161% since January 2000.

Collin County: +150% since January 2000.

Texas: +160% since January 2000 — 75173 ran ahead of it by 1 points.

Against 1,763 Texas ZIP codes, 75173 sits at the 61st percentile for affordability (price vs local income).

7th for appreciation (recent value growth); 67th for rental yield (rent vs price).

Owning the typical home costs about $2,184 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,950 a month.

Price divided by a year's rent: 14.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 33 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 153.

Going out — closed sales: about 23 a month. The drain is drawn 63% narrower: the share of homes for sale that sell each month is 37% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 6.6 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 9 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 23 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 12 — so sales ran at 192% of it, and below it in 0 of the last 24 months.

Across Collin County, builders pulled permits for 19,082 new homes in 2025.

Of those, 58% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Collin County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 26,739 moved in. Among the ten receiving the most, 24,810 moved out.

Net across those counties: +1,929 households. Beside it, homes for sale in this ZIP: 153 in June 2026.

Most arrivals came from Dallas, TX (12,881 households); most departures went to Dallas, TX (9,550).