ZIP 85320 vs ZIP 85308

85320 is one of 135 ZIP codes that lie mostly in Maricopa County, AZ.

Shaded by typical home value, it ranks 7 of the 36 nearby ZIPs shown.

2 school locations in 85320: 1 elementary, 1 middle.

In alphabetical order: Aguila Elementary School, Aguila Pre-School. Locations only — no ratings are shown here.

85308 is one of 135 ZIP codes that lie mostly in Maricopa County, AZ.

Shaded by typical home value, it ranks 8 of the 40 nearby ZIPs shown.

20 school locations in 85308: 12 middle, 8 high.

In alphabetical order: Arrowhead Elementary School, Canyon Pointe Academy, Challenge Charter School, Deer Valley Academy, and more on the ZIP page. Locations only — no ratings are shown here.

In December 2023 the typical home in 85320 was worth $425,780.

Values peaked at $476,436 in August 2026. The latest reading is the peak.

As of August 2026: $476,436, +7.6% over twelve months.

Start with the typical home: $476,436. Put 20% down and borrow $381,149 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,639 a month in principal and interest.

The median household here earns $40,208 a year, $3,351 a month. So the payment takes 78.8% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 70.4% in 2023.

Reported values rose +12% since December 2023.

General prices (CPI-U) rose +8% over the same span.

Divide one by the other: in August 2026 dollars, the 2023 home was worth $460,795. So the real change is +3%, not +12%.

Against 398 Arizona ZIP codes, 85320 sits at the 0th percentile for affordability (price vs local income).

97th for appreciation (recent value growth).

Owning the typical home costs about $3,115 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,708 a month.

Price divided by a year's rent: 23.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 85308 was worth $152,563.

Values peaked at $521,584 in July 2022. The latest reading is −9.9% from that peak.

As of August 2026: $470,050, −0.9% over twelve months.

Start with the typical home: $470,050. Put 20% down and borrow $376,040 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,604 a month in principal and interest.

The median household here earns $95,512 a year, $7,959 a month. So the payment takes 32.7% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.6% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $913.

In December 2020, with rates at 2.68%, it was $1,156.

By August 2026, at 6.67%, it was $2,418 — +109% since December 2020, while the home's value moved +32%.

Reported values rose +208% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $301,099. So the real change is +56%, not +208%.

85308: +208% since January 2000.

Maricopa County: +212% since January 2000.

Arizona: +207% since January 2000 — 85308 ran ahead of it by 1 points.

Against 398 Arizona ZIP codes, 85308 sits at the 56th percentile for affordability (price vs local income).

41st for appreciation (recent value growth); 31st for rental yield (rent vs price).

Owning the typical home costs about $3,074 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,697 a month.

Price divided by a year's rent: 23.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Across Maricopa County, builders pulled permits for 31,651 new homes in 2025.

Of those, 54% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 80 a month (Redfin, 3-month rolling data through August 2026). That is 60% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 211. That is 79% of the 2015–2019 level for the same months.

Going out — closed sales: about 70 a month. That is 60% of the 2015–2019 level for the same months. The drain is drawn 21% narrower: the share of homes for sale that sell each month is 79% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.0 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 10 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 70 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 115 — so sales ran at 61% of it, and below it in 24 of the last 24 months.

Across Maricopa County, builders pulled permits for 31,651 new homes in 2025.

Of those, 54% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Maricopa County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 25,749 moved in. Among the ten receiving the most, 25,843 moved out.

Net across those counties: −94 households. Beside it, homes for sale in this ZIP: 1 in February 2026.

Most arrivals came from Pinal, AZ (6,549 households); most departures went to Pinal, AZ (10,805).

Of 98 homes with a recorded purchase date, 16% have had the same owner for 20 years or more, and 32% changed hands in the last five.

91% are owned from a different mailing address, 27% from out of state.

This ZIP sits in Maricopa County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 25,749 moved in. Among the ten receiving the most, 25,843 moved out.

Net across those counties: −94 households. Beside it, homes for sale in this ZIP: 211 in June 2026.

Most arrivals came from Pinal, AZ (6,549 households); most departures went to Pinal, AZ (10,805).

Of 9,791 homes with a recorded purchase date, 17% have had the same owner for 20 years or more, and 29% changed hands in the last five.

23% are owned from a different mailing address, 7% from out of state.