ZIP 85264 vs ZIP 85259

85264 is one of 135 ZIP codes that lie mostly in Maricopa County, AZ.

Shaded by typical home value, it ranks 6 of the 38 nearby ZIPs shown.

85259 is one of 135 ZIP codes that lie mostly in Maricopa County, AZ.

Shaded by typical home value, it ranks 5 of the 38 nearby ZIPs shown.

6 school locations in 85259: 1 elementary, 2 middle, 3 high.

In alphabetical order: Anasazi Elementary, BASIS Scottsdale, Desert Mountain High School, EVIT - Desert Mountain High School, and more on the ZIP page. Locations only — no ratings are shown here.

In December 2023 the typical home in 85264 was worth $1,077,059.

Values peaked at $1,187,570 in August 2026. The latest reading is the peak.

As of August 2026: $1,187,570, +7.9% over twelve months.

Start with the typical home: $1,187,570. Put 20% down and borrow $950,056 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $6,578 a month in principal and interest.

The median household here earns $58,333 a year, $4,861 a month. So the payment takes 135.3% of income — more than the median household earns — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 122.7% in 2023.

Reported values rose +10% since December 2023.

General prices (CPI-U) rose +8% over the same span.

Divide one by the other: in August 2026 dollars, the 2023 home was worth $1,165,633. So the real change is +2%, not +10%.

Against 398 Arizona ZIP codes, 85264 sits at the 0th percentile for affordability (price vs local income).

98th for appreciation (recent value growth); 0th for rental yield (rent vs price).

Owning the typical home costs about $7,766 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $525 a month.

Price divided by a year's rent: 188.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 85259 was worth $346,308.

Values peaked at $1,141,526 in August 2026. The latest reading is the peak.

As of August 2026: $1,141,526, +3.8% over twelve months.

Start with the typical home: $1,141,526. Put 20% down and borrow $913,221 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $6,323 a month in principal and interest.

The median household here earns $145,574 a year, $12,131 a month. So the payment takes 52.1% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 15.8% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $2,074.

In December 2020, with rates at 2.68%, it was $2,325.

By August 2026, at 6.67%, it was $5,873 — +153% since December 2020, while the home's value moved +59%.

Reported values rose +230% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $683,475. So the real change is +67%, not +230%.

85259: +230% since January 2000.

Maricopa County: +212% since January 2000.

Arizona: +207% since January 2000 — 85259 ran ahead of it by 23 points.

Against 398 Arizona ZIP codes, 85259 sits at the 12th percentile for affordability (price vs local income).

93rd for appreciation (recent value growth); 3rd for rental yield (rent vs price).

Owning the typical home costs about $7,464 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,666 a month.

Price divided by a year's rent: 57.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Homes sold: about 1 a month in July 2026 (Redfin).

The 2015–2019 level for the same month was 0 — so sales ran at ∞% of it, and below it in 6 of the last 24 months.

Across Maricopa County, builders pulled permits for 31,651 new homes in 2025.

Of those, 54% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 29 a month (Redfin, 3-month rolling data through August 2026). That is 55% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 99. That is 50% of the 2015–2019 level for the same months.

Going out — closed sales: about 32 a month. That is 57% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 3.1 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 3 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Homes sold: about 32 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 48 — so sales ran at 67% of it, and below it in 24 of the last 24 months.

Across Maricopa County, builders pulled permits for 31,651 new homes in 2025.

Of those, 54% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Maricopa County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 25,749 moved in. Among the ten receiving the most, 25,843 moved out.

Net across those counties: −94 households. Beside it, homes for sale in this ZIP: 4 in June 2026.

Most arrivals came from Pinal, AZ (6,549 households); most departures went to Pinal, AZ (10,805).

This ZIP sits in Maricopa County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 25,749 moved in. Among the ten receiving the most, 25,843 moved out.

Net across those counties: −94 households. Beside it, homes for sale in this ZIP: 99 in June 2026.

Most arrivals came from Pinal, AZ (6,549 households); most departures went to Pinal, AZ (10,805).

Of 3,356 homes with a recorded purchase date, 12% have had the same owner for 20 years or more, and 35% changed hands in the last five.

24% are owned from a different mailing address, 10% from out of state.