ZIP 85212 vs ZIP 85213

85212 is one of 135 ZIP codes that lie mostly in Maricopa County, AZ — 92% of its own area is in the county.

Shaded by typical home value, it ranks 10 of the 37 nearby ZIPs shown.

19 school locations in 85212: 1 elementary, 11 middle, 7 high.

In alphabetical order: American Leadership Academy Mesa K-6, American Leadership Academy of Applied Technologies, AMERICAN LEADERSHIP ACADEMY VIRTUAL, ASU Preparatory Academy-Polytechnic Elementary, and more on the ZIP page. Locations only — no ratings are shown here.

85213 is one of 135 ZIP codes that lie mostly in Maricopa County, AZ.

Shaded by typical home value, it ranks 13 of the 37 nearby ZIPs shown.

11 school locations in 85213: 8 middle, 3 high.

In alphabetical order: EVIT - Mountain View High School, Field Elementary School, Hale Elementary School, Hermosa Vista Elementary School, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2001 the typical home in 85212 was worth $193,639.

Values peaked at $616,900 in July 2022. The latest reading is −10.5% from that peak.

As of August 2026: $552,339, −1.0% over twelve months.

Start with the typical home: $552,339. Put 20% down and borrow $441,871 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,059 a month in principal and interest.

The median household here earns $123,404 a year, $10,284 a month. So the payment takes 29.8% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.4% in 2001.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2001 (7.03%) the payment was $1,034.

In December 2020, with rates at 2.68%, it was $1,349.

By August 2026, at 6.67%, it was $2,842 — +111% since December 2020, while the home's value moved +33%.

Reported values rose +185% since January 2001.

General prices (CPI-U) rose +90% over the same span.

Divide one by the other: in August 2026 dollars, the 2001 home was worth $368,456. So the real change is +50%, not +185%.

85212: +185% since January 2001.

Maricopa County: +195% since January 2001.

Arizona: +191% since January 2001 — 85212 ran behind it by 6 points.

Against 398 Arizona ZIP codes, 85212 sits at the 73rd percentile for affordability (price vs local income).

36th for appreciation (recent value growth); 54th for rental yield (rent vs price).

Owning the typical home costs about $3,612 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,156 a month.

Price divided by a year's rent: 21.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 85213 was worth $164,675.

Values peaked at $579,987 in July 2022. The latest reading is −4.9% from that peak.

As of August 2026: $551,613, +0.5% over twelve months.

Start with the typical home: $551,613. Put 20% down and borrow $441,290 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,055 a month in principal and interest.

The median household here earns $100,671 a year, $8,389 a month. So the payment takes 36.4% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.9% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $986.

In December 2020, with rates at 2.68%, it was $1,316.

By August 2026, at 6.67%, it was $2,838 — +116% since December 2020, while the home's value moved +36%.

Reported values rose +235% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $325,003. So the real change is +70%, not +235%.

85213: +235% since January 2000.

Maricopa County: +212% since January 2000.

Arizona: +207% since January 2000 — 85213 ran ahead of it by 28 points.

Against 398 Arizona ZIP codes, 85213 sits at the 43rd percentile for affordability (price vs local income).

66th for appreciation (recent value growth); 15th for rental yield (rent vs price).

Owning the typical home costs about $3,607 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,605 a month.

Price divided by a year's rent: 28.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 99 a month (Redfin, 3-month rolling data through August 2026). That is 112% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 300. That is 167% of the 2015–2019 level for the same months.

Going out — closed sales: about 78 a month. That is 84% of the 2015–2019 level for the same months. The drain is drawn 55% narrower: the share of homes for sale that sell each month is 45% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.8 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 21 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 78 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 77 — so sales ran at 101% of it, and below it in 5 of the last 24 months.

Across Maricopa County, builders pulled permits for 31,651 new homes in 2025.

Of those, 54% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 39 a month (Redfin, 3-month rolling data through August 2026). That is 74% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 99.

Going out — closed sales: about 34 a month. That is 66% of the 2015–2019 level for the same months. The drain is drawn 24% narrower: the share of homes for sale that sell each month is 76% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 2.9 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 4 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 34 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 46 — so sales ran at 74% of it, and below it in 23 of the last 24 months.

Across Maricopa County, builders pulled permits for 31,651 new homes in 2025.

Of those, 54% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Maricopa County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 25,749 moved in. Among the ten receiving the most, 25,843 moved out.

Net across those counties: −94 households. Beside it, homes for sale in this ZIP: 300 in June 2026.

Most arrivals came from Pinal, AZ (6,549 households); most departures went to Pinal, AZ (10,805).

Of 12,978 homes with a recorded purchase date, 4% have had the same owner for 20 years or more, and 41% changed hands in the last five.

18% are owned from a different mailing address, 7% from out of state.

This ZIP sits in Maricopa County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 25,749 moved in. Among the ten receiving the most, 25,843 moved out.

Net across those counties: −94 households. Beside it, homes for sale in this ZIP: 99 in June 2026.

Most arrivals came from Pinal, AZ (6,549 households); most departures went to Pinal, AZ (10,805).

Of 4,174 homes with a recorded purchase date, 14% have had the same owner for 20 years or more, and 30% changed hands in the last five.

23% are owned from a different mailing address, 4% from out of state.