ZIP 84601

84601 is one of 24 ZIP codes that lie mostly in Utah County, UT.

Shaded by typical home value, it ranks 21 of the 22 with a value.

10 school locations in 84601: 6 middle, 4 high.

In alphabetical order: Amelia Earhart School, Dixon Middle, Franklin School, Independence High, and more on the ZIP page. Locations only — no ratings are shown here.

In May 2000 the typical home in 84601 was worth $139,689.

Values peaked at $452,313 in July 2022. The latest reading is −1.4% from that peak.

As of August 2026: $445,933, +0.9% over twelve months.

Start with the typical home: $445,933. Put 20% down and borrow $356,746 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,470 a month in principal and interest.

The median household here earns $64,758 a year, $5,397 a month. So the payment takes 45.8% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 14.3% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in May 2000 (8.52%) the payment was $860.

In December 2020, with rates at 2.68%, it was $1,052.

By August 2026, at 6.67%, it was $2,294 — +118% since December 2020, while the home's value moved +37%.

Reported values rose +219% since May 2000.

General prices (CPI-U) rose +95% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $272,631. So the real change is +64%, not +219%.

84601: +219% since May 2000.

Utah County: +197% since May 2000.

Utah: +212% since May 2000 — 84601 ran ahead of it by 8 points.

Against 240 Utah ZIP codes, 84601 sits at the 22nd percentile for affordability (price vs local income).

19th for appreciation (recent value growth); 58th for rental yield (rent vs price).

Owning the typical home costs about $2,916 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,470 a month.

Price divided by a year's rent: 25.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 40 a month (Redfin, 3-month rolling data through August 2026). That is 87% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 110.

Going out — closed sales: about 23 a month. That is 49% of the 2015–2019 level for the same months. The drain is drawn 68% narrower: the share of homes for sale that sell each month is 32% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 4.8 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 17 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 23 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 43 — so sales ran at 53% of it, and below it in 24 of the last 24 months.

Across Utah County, builders pulled permits for 7,202 new homes in 2025.

Of those, 74% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Utah County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 9,500 moved in. Among the ten receiving the most, 7,879 moved out.

Net across those counties: +1,621 households. Beside it, homes for sale in this ZIP: 110 in June 2026.

Most arrivals came from Salt Lake, UT (5,735 households); most departures went to Salt Lake, UT (4,666).

County assessor records list 23,752 properties with a market value here. Their average assessed market value is $450,900; the typical home value is $445,933.

The assessor average sits +1.1% from the market figure — an average against a typical value, so treat it as a check, not a verdict.