ZIP 84315 vs ZIP 84414

84315 is one of 10 ZIP codes that lie mostly in Weber County, UT — 78% of its own area is in the county.

Shaded by typical home value, it ranks 3 of the 9 with a value.

2 school locations in 84315: 2 middle.

In alphabetical order: Freedom School, Hooper School. Locations only — no ratings are shown here.

84414 is one of 10 ZIP codes that lie mostly in Weber County, UT.

Shaded by typical home value, it ranks 4 of the 9 with a value.

12 school locations in 84414: 7 middle, 5 high.

In alphabetical order: Bates School, Green Acres School, Lomond View School, Majestic School, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 84315 was worth $190,083.

Values peaked at $649,696 in February 2026. The latest reading is −0.2% from that peak.

As of August 2026: $648,090, +3.3% over twelve months.

Start with the typical home: $648,090. Put 20% down and borrow $518,472 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,590 a month in principal and interest.

The median household here earns $111,154 a year, $9,263 a month. So the payment takes 38.8% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.4% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,138.

In December 2020, with rates at 2.68%, it was $1,464.

By August 2026, at 6.67%, it was $3,334 — +128% since December 2020, while the home's value moved +43%.

Reported values rose +241% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $375,148. So the real change is +73%, not +241%.

84315: +241% since January 2000.

Weber County: +219% since January 2000.

Utah: +215% since January 2000 — 84315 ran ahead of it by 26 points.

Owning the typical home costs about $4,238 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,379 a month.

Price divided by a year's rent: 39.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 84414 was worth $174,312.

Values peaked at $549,316 in February 2026. The latest reading is −1.4% from that peak.

As of August 2026: $541,357, +1.4% over twelve months.

Start with the typical home: $541,357. Put 20% down and borrow $433,086 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,999 a month in principal and interest.

The median household here earns $108,345 a year, $9,029 a month. So the payment takes 33.2% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.7% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,044.

In December 2020, with rates at 2.68%, it was $1,279.

By August 2026, at 6.67%, it was $2,785 — +118% since December 2020, while the home's value moved +37%.

Reported values rose +211% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $344,023. So the real change is +57%, not +211%.

84414: +211% since January 2000.

Weber County: +219% since January 2000.

Utah: +215% since January 2000 — 84414 ran behind it by 4 points.

Owning the typical home costs about $3,540 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,811 a month.

Price divided by a year's rent: 24.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 9 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 28.

Going out — closed sales: about 8 a month. The drain is drawn 32% narrower: the share of homes for sale that sell each month is 68% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.5 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 1 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 8 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 13 — so sales ran at 62% of it, and below it in 22 of the last 24 months.

Across Weber County, builders pulled permits for 1,490 new homes in 2025.

Of those, 55% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 53 a month (Redfin, 3-month rolling data through August 2026). That is 82% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 160.

Going out — closed sales: about 40 a month. That is 66% of the 2015–2019 level for the same months. The drain is drawn 55% narrower: the share of homes for sale that sell each month is 45% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 4.0 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 13 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 40 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 55 — so sales ran at 73% of it, and below it in 23 of the last 24 months.

Across Weber County, builders pulled permits for 1,490 new homes in 2025.

Of those, 55% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Weber County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 5,097 moved in. Among the ten receiving the most, 4,639 moved out.

Net across those counties: +458 households. Beside it, homes for sale in this ZIP: 28 in June 2026.

Most arrivals came from Davis, UT (2,640 households); most departures went to Davis, UT (2,375).

County assessor records list 2,833 properties with a market value here. Their average assessed market value is $586,000; the typical home value is $648,090.

The assessor average sits −9.6% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Weber County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 5,097 moved in. Among the ten receiving the most, 4,639 moved out.

Net across those counties: +458 households. Beside it, homes for sale in this ZIP: 160 in June 2026.

Most arrivals came from Davis, UT (2,640 households); most departures went to Davis, UT (2,375).

County assessor records list 7,212 properties with a market value here. Their average assessed market value is $488,000; the typical home value is $541,357.

The assessor average sits −9.9% from the market figure — an average against a typical value, so treat it as a check, not a verdict.