ZIP 81503 vs ZIP 81504

81503 is one of 17 ZIP codes that lie mostly in Mesa County, CO.

Shaded by typical home value, it ranks 12 of the 15 with a value.

Mapped in and around 81503: 49 places to go — 13 parks & open space, 11 dining, 10 trails.

6 school locations in 81503: 5 elementary, 1 middle.

In alphabetical order: Broadway Elementary School, Dos Rios Elementary School, Lincoln Orchard Mesa Elementary School, Mesa View Elementary School, and more on the ZIP page. Locations only — no ratings are shown here.

81504 is one of 17 ZIP codes that lie mostly in Mesa County, CO.

Shaded by typical home value, it ranks 13 of the 15 with a value.

Mapped in and around 81504: 43 places to go — 12 dining, 10 day trips, 9 trails.

9 school locations in 81504: 5 elementary, 3 middle, 1 high.

In alphabetical order: Bookcliff Middle School, Career Center Preschool, Central High School, Chatfield Elementary School, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 81503 was worth $128,141.

Values peaked at $405,177 in August 2026. The latest reading is the peak.

As of August 2026: $405,177, +3.3% over twelve months.

Start with the typical home: $405,177. Put 20% down and borrow $324,142 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,244 a month in principal and interest.

The median household here earns $71,681 a year, $5,973 a month. So the payment takes 37.6% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.9% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $767.

In December 2020, with rates at 2.68%, it was $903.

By August 2026, at 6.67%, it was $2,085 — +131% since December 2020, while the home's value moved +45%.

Reported values rose +216% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $252,899. So the real change is +60%, not +216%.

81503: +216% since January 2000.

Mesa County: +206% since January 2000.

Colorado: +199% since January 2000 — 81503 ran ahead of it by 18 points.

Owning the typical home costs about $2,649 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,757 a month.

Price divided by a year's rent: 19.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 81504 was worth $124,124.

Values peaked at $385,518 in June 2026. The latest reading is −0.2% from that peak.

As of August 2026: $384,767, +2.0% over twelve months.

Start with the typical home: $384,767. Put 20% down and borrow $307,814 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,131 a month in principal and interest.

The median household here earns $67,907 a year, $5,659 a month. So the payment takes 37.7% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 12.1% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $743.

In December 2020, with rates at 2.68%, it was $859.

By August 2026, at 6.67%, it was $1,980 — +130% since December 2020, while the home's value moved +45%.

Reported values rose +210% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $244,972. So the real change is +57%, not +210%.

81504: +210% since January 2000.

Mesa County: +206% since January 2000.

Colorado: +199% since January 2000 — 81504 ran ahead of it by 11 points.

Owning the typical home costs about $2,516 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,027 a month.

Price divided by a year's rent: 15.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 30 a month (Redfin, 3-month rolling data through August 2026). That is 77% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 87.

Going out — closed sales: about 27 a month. That is 67% of the 2015–2019 level for the same months. The drain is drawn 3% narrower: the share of homes for sale that sell each month is 97% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.3 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 3 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 27 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 38 — so sales ran at 71% of it, and below it in 20 of the last 24 months.

Across Mesa County, builders pulled permits for 810 new homes in 2025.

Of those, 86% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 64 a month (Redfin, 3-month rolling data through August 2026). That is 78% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 150. That is 73% of the 2015–2019 level for the same months.

Going out — closed sales: about 47 a month. That is 54% of the 2015–2019 level for the same months. The drain is drawn 27% narrower: the share of homes for sale that sell each month is 73% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.2 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 17 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 47 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 81 — so sales ran at 58% of it, and below it in 23 of the last 24 months.

Across Mesa County, builders pulled permits for 810 new homes in 2025.

Of those, 86% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Mesa County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 1,295 moved in. Among the ten receiving the most, 976 moved out.

Net across those counties: +319 households. Beside it, homes for sale in this ZIP: 87 in June 2026.

Most arrivals came from Garfield, CO (237 households); most departures went to Delta, CO (151).

County assessor records list 5,824 properties with a market value here. Their average assessed market value is $349,490; the typical home value is $405,177.

The assessor average sits −13.7% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

Of 6,149 homes with a recorded purchase date, 25% have had the same owner for 20 years or more, and 28% changed hands in the last five.

23% are owned from a different mailing address, 3% from out of state.

This ZIP sits in Mesa County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 1,295 moved in. Among the ten receiving the most, 976 moved out.

Net across those counties: +319 households. Beside it, homes for sale in this ZIP: 150 in June 2026.

Most arrivals came from Garfield, CO (237 households); most departures went to Delta, CO (151).

County assessor records list 11,849 properties with a market value here. Their average assessed market value is $337,070; the typical home value is $384,767.

The assessor average sits −12.4% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

Of 12,118 homes with a recorded purchase date, 24% have had the same owner for 20 years or more, and 26% changed hands in the last five.

22% are owned from a different mailing address, 3% from out of state.