ZIP 80432 vs ZIP 80827

80432 is one of 10 ZIP codes that lie mostly in Park County, CO.

Shaded by typical home value, it ranks 8 of the 10 with a value.

Mapped in and around 80432: 20 places to go — 15 day trips, 4 arts & venues, 1 trails.

80827 is one of 10 ZIP codes that lie mostly in Park County, CO — 87% of its own area is in the county.

Shaded by typical home value, it ranks 9 of the 10 with a value.

Mapped in and around 80827: 58 places to go — 23 arts & venues, 18 trails, 14 day trips.

1 school location in 80827: 1 high.

In alphabetical order: Lake George Charter School. Locations only — no ratings are shown here.

In January 2012 the typical home in 80432 was worth $166,364.

Values peaked at $466,889 in January 2025. The latest reading is −6.3% from that peak.

As of August 2026: $437,293, −3.3% over twelve months.

Start with the typical home: $437,293. Put 20% down and borrow $349,834 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,422 a month in principal and interest.

The median household here earns $41,620 a year, $3,468 a month. So the payment takes 69.8% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 26.6% in 2012.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2012 (3.92%) the payment was $629.

In December 2020, with rates at 2.68%, it was $1,061.

By August 2026, at 6.67%, it was $2,250 — +112% since December 2020, while the home's value moved +33%.

Reported values rose +163% since January 2012.

General prices (CPI-U) rose +47% over the same span.

Divide one by the other: in August 2026 dollars, the 2012 home was worth $243,973. So the real change is +79%, not +163%.

80432: +163% since January 2012.

Park County: +171% since January 2012.

Colorado: +148% since January 2012 — 80432 ran ahead of it by 15 points.

Owning the typical home costs about $2,859 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,161 a month.

Price divided by a year's rent: 16.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 80827 was worth $127,530.

Values peaked at $458,242 in November 2023. The latest reading is −4.8% from that peak.

As of August 2026: $436,321, −0.5% over twelve months.

Start with the typical home: $436,321. Put 20% down and borrow $349,057 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,417 a month in principal and interest.

The median household here earns $52,311 a year, $4,359 a month. So the payment takes 55.4% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 16.2% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $764.

In December 2020, with rates at 2.68%, it was $1,062.

By August 2026, at 6.67%, it was $2,245 — +111% since December 2020, while the home's value moved +33%.

Reported values rose +242% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $251,694. So the real change is +73%, not +242%.

80827: +242% since January 2000.

Park County: +235% since January 2000.

Colorado: +199% since January 2000 — 80827 ran ahead of it by 43 points.

Owning the typical home costs about $2,853 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,161 a month.

Price divided by a year's rent: 16.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Homes sold: about 1 a month in October 2025 (Redfin).

The 2015–2019 level for the same month was 0 — so sales ran at ∞% of it, and below it in 8 of the last 24 months.

Across Park County, builders pulled permits for 152 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Homes sold: about 2 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 2 — so sales ran at 100% of it, and below it in 1 of the last 24 months.

Across Park County, builders pulled permits for 152 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Park County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 454 moved in. Among the ten receiving the most, 316 moved out.

Net across those counties: +138 households. Beside it, homes for sale in this ZIP: 3 in June 2026.

Most arrivals came from Jefferson, CO (154 households); most departures went to Jefferson, CO (95).

County assessor records list 1,431 properties with a market value here. Their average assessed market value is $462,480; the typical home value is $437,293.

The assessor average sits +5.8% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Park County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 454 moved in. Among the ten receiving the most, 316 moved out.

Net across those counties: +138 households. Beside it, homes for sale in this ZIP: 21 in June 2026.

Most arrivals came from Jefferson, CO (154 households); most departures went to Jefferson, CO (95).

County assessor records list 961 properties with a market value here. Their average assessed market value is $420,575; the typical home value is $436,321.

The assessor average sits −3.6% from the market figure — an average against a typical value, so treat it as a check, not a verdict.