ZIP 80107 vs ZIP 80101

80107 is one of 7 ZIP codes that lie mostly in Elbert County, CO.

Shaded by typical home value, it ranks 3 of the 6 with a value.

Mapped in and around 80107: 37 places to go — 9 parks & open space, 9 dining, 7 arts & venues.

5 school locations in 80107: 2 elementary, 2 middle, 1 high.

In alphabetical order: Elizabeth High School, Elizabeth Middle School, Elizabeth Running Creek Preschool, Legacy Academy, and more on the ZIP page. Locations only — no ratings are shown here.

80101 is one of 7 ZIP codes that lie mostly in Elbert County, CO.

Shaded by typical home value, it ranks 4 of the 6 with a value.

2 school locations in 80101: 1 middle, 1 high.

In alphabetical order: Agate Elementary School, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 80107 was worth $226,174.

Values peaked at $708,353 in June 2022. The latest reading is −7.8% from that peak.

As of August 2026: $653,282, −3.8% over twelve months.

Start with the typical home: $653,282. Put 20% down and borrow $522,626 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,619 a month in principal and interest.

The median household here earns $137,886 a year, $11,491 a month. So the payment takes 31.5% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.9% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,354.

In December 2020, with rates at 2.68%, it was $1,767.

By August 2026, at 6.67%, it was $3,361 — +90% since December 2020, while the home's value moved +20%.

Reported values rose +189% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $446,378. So the real change is +46%, not +189%.

80107: +189% since January 2000.

Elbert County: +195% since January 2000.

Colorado: +199% since January 2000 — 80107 ran behind it by 10 points.

Against 476 Colorado ZIP codes, 80107 sits at the 68th percentile for affordability (price vs local income).

5th for appreciation (recent value growth); 19th for rental yield (rent vs price).

Owning the typical home costs about $4,272 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,690 a month.

Price divided by a year's rent: 32.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In October 2012 the typical home in 80101 was worth $234,785.

Values peaked at $595,195 in June 2022. The latest reading is −16.7% from that peak.

As of August 2026: $495,762, +1.0% over twelve months.

Start with the typical home: $495,762. Put 20% down and borrow $396,610 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,746 a month in principal and interest.

The median household here earns $87,606 a year, $7,301 a month. So the payment takes 37.6% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 17.8% in 2012.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in October 2012 (3.38%) the payment was $831.

In December 2020, with rates at 2.68%, it was $1,417.

By August 2026, at 6.67%, it was $2,551 — +80% since December 2020, while the home's value moved +13%.

Reported values rose +111% since October 2012.

General prices (CPI-U) rose +44% over the same span.

Divide one by the other: in August 2026 dollars, the 2012 home was worth $338,670. So the real change is +46%, not +111%.

80101: +111% since October 2012.

Elbert County: +143% since October 2012.

Colorado: +137% since October 2012 — 80101 ran behind it by 25 points.

Against 476 Colorado ZIP codes, 80101 sits at the 50th percentile for affordability (price vs local income).

74th for appreciation (recent value growth); 54th for rental yield (rent vs price).

Owning the typical home costs about $3,242 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,782 a month.

Price divided by a year's rent: 23.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 41 a month (Redfin, 3-month rolling data through August 2026). That is 112% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 147.

Going out — closed sales: about 32 a month. That is 101% of the 2015–2019 level for the same months. The drain is drawn 43% narrower: the share of homes for sale that sell each month is 57% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 4.6 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 10 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 32 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 28 — so sales ran at 114% of it, and below it in 0 of the last 24 months.

Across Elbert County, builders pulled permits for 333 new homes in 2025.

Of those, 86% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Homes sold: about 1 a month in February 2026 (Redfin).

The 2015–2019 level for the same month was 0 — so sales ran at ∞% of it, and below it in 6 of the last 24 months.

Across Elbert County, builders pulled permits for 333 new homes in 2025.

Of those, 86% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Elbert County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 918 moved in. Among the ten receiving the most, 560 moved out.

Net across those counties: +358 households. Beside it, homes for sale in this ZIP: 147 in June 2026.

Most arrivals came from Douglas, CO (400 households); most departures went to Douglas, CO (214).

County assessor records list 6,617 properties with a market value here. Their average assessed market value is $628,800; the typical home value is $653,282.

The assessor average sits −3.7% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Elbert County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 918 moved in. Among the ten receiving the most, 560 moved out.

Net across those counties: +358 households. Beside it, homes for sale in this ZIP: 1 in April 2026.

Most arrivals came from Douglas, CO (400 households); most departures went to Douglas, CO (214).

County assessor records list 165 properties with a market value here. Their average assessed market value is $319,141; the typical home value is $495,762.

The assessor average sits −35.6% from the market figure — an average against a typical value, so treat it as a check, not a verdict.