ZIP 80019 vs ZIP 80603

80019 is one of 20 ZIP codes that lie mostly in Adams County, CO.

Shaded by typical home value, it ranks 7 of the 18 with a value.

Mapped in and around 80019: 30 places to go — 13 parks & open space, 9 day trips, 5 trails.

1 school location in 80019: 1 middle.

In alphabetical order: High Point Academy. Locations only — no ratings are shown here.

80603 is one of 20 ZIP codes that lie mostly in Adams County, CO — 54% of its own area is in the county.

Shaded by typical home value, it ranks 8 of the 18 with a value.

Mapped in and around 80603: 26 places to go — 9 day trips, 6 trails, 4 arts & venues.

3 school locations in 80603: 2 elementary, 1 high.

In alphabetical order: Lochbuie Elementary School, Meadow Ridge Elementary School, Prairie Vista Youth Service Center. Locations only — no ratings are shown here.

In January 2006 the typical home in 80019 was worth $245,848.

Values peaked at $571,245 in July 2022. The latest reading is −11.9% from that peak.

As of August 2026: $503,522, −4.1% over twelve months.

Start with the typical home: $503,522. Put 20% down and borrow $402,818 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,789 a month in principal and interest.

The median household here earns $117,420 a year, $9,785 a month. So the payment takes 28.5% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 13.9% in 2006.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2006 (6.15%) the payment was $1,198.

In December 2020, with rates at 2.68%, it was $1,385.

By August 2026, at 6.67%, it was $2,590 — +87% since December 2020, while the home's value moved +18%.

Reported values rose +105% since January 2006.

General prices (CPI-U) rose +68% over the same span.

Divide one by the other: in August 2026 dollars, the 2006 home was worth $412,170. So the real change is +22%, not +105%.

80019: +105% since January 2006.

Adams County: +113% since January 2006.

Colorado: +123% since January 2006 — 80019 ran behind it by 18 points.

Against 476 Colorado ZIP codes, 80019 sits at the 78th percentile for affordability (price vs local income).

5th for appreciation (recent value growth); 93rd for rental yield (rent vs price).

Owning the typical home costs about $3,293 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,614 a month.

Price divided by a year's rent: 16.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 80603 was worth $193,762.

Values peaked at $565,894 in June 2022. The latest reading is −11.6% from that peak.

As of August 2026: $500,090, −2.4% over twelve months.

Start with the typical home: $500,090. Put 20% down and borrow $400,072 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,770 a month in principal and interest.

The median household here earns $112,381 a year, $9,365 a month. So the payment takes 29.6% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.5% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,160.

In December 2020, with rates at 2.68%, it was $1,380.

By August 2026, at 6.67%, it was $2,573 — +86% since December 2020, while the home's value moved +17%.

Reported values rose +158% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $382,409. So the real change is +31%, not +158%.

80603: +158% since January 2000.

Adams County: +180% since January 2000.

Colorado: +199% since January 2000 — 80603 ran behind it by 41 points.

Against 476 Colorado ZIP codes, 80603 sits at the 75th percentile for affordability (price vs local income).

16th for appreciation (recent value growth); 93rd for rental yield (rent vs price).

Owning the typical home costs about $3,270 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $3,292 a month.

Price divided by a year's rent: 12.7. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 56 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 244.

Going out — closed sales: about 47 a month. The drain is drawn 68% narrower: the share of homes for sale that sell each month is 32% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 5.2 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 9 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 47 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 11 — so sales ran at 427% of it, and below it in 0 of the last 24 months.

Across Adams County, builders pulled permits for 2,608 new homes in 2025.

Of those, 72% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 33 a month (Redfin, 3-month rolling data through August 2026). That is 85% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 83.

Going out — closed sales: about 25 a month. That is 65% of the 2015–2019 level for the same months. The drain is drawn 42% narrower: the share of homes for sale that sell each month is 58% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.3 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 8 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 25 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 39 — so sales ran at 64% of it, and below it in 24 of the last 24 months.

Across Adams County, builders pulled permits for 2,608 new homes in 2025.

Of those, 72% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Adams County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 16,283 moved in. Among the ten receiving the most, 14,635 moved out.

Net across those counties: +1,648 households. Beside it, homes for sale in this ZIP: 244 in June 2026.

Most arrivals came from Denver, CO (5,110 households); most departures went to Denver, CO (3,626).

County assessor records list 585 properties with a market value here. Their average assessed market value is $89,603; the typical home value is $503,522.

The assessor average sits −82.2% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

Of 538 homes with a recorded purchase date, 1% have had the same owner for 20 years or more, and 96% changed hands in the last five.

40% are owned from a different mailing address, 5% from out of state.

This ZIP sits in Adams County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 16,283 moved in. Among the ten receiving the most, 14,635 moved out.

Net across those counties: +1,648 households. Beside it, homes for sale in this ZIP: 83 in June 2026.

Most arrivals came from Denver, CO (5,110 households); most departures went to Denver, CO (3,626).

County assessor records list 2,340 properties with a market value here. Their average assessed market value is $463,073; the typical home value is $500,090.

The assessor average sits −7.4% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

Of 3,178 homes with a recorded purchase date, 22% have had the same owner for 20 years or more, and 13% changed hands in the last five.

20% are owned from a different mailing address, 3% from out of state.