ZIP 77358

77358 is one of 7 ZIP codes that lie mostly in Walker County, TX — 72% of its own area is in the county.

Shaded by typical home value, it ranks 1 of the 3 with a value.

5 school locations in 77358: 2 elementary, 1 middle, 2 high.

In alphabetical order: NEW WAVERLY EL, NEW WAVERLY H S, NEW WAVERLY INT, NEW WAVERLY J H, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2008 the typical home in 77358 was worth $186,689.

Values peaked at $411,339 in July 2022. The latest reading is −3.9% from that peak.

As of August 2026: $395,379, +3.0% over twelve months.

Start with the typical home: $395,379. Put 20% down and borrow $316,303 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,190 a month in principal and interest.

The median household here earns $79,018 a year, $6,585 a month. So the payment takes 33.3% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 15.7% in 2008.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2008 (5.76%) the payment was $872.

In December 2020, with rates at 2.68%, it was $1,022.

By August 2026, at 6.67%, it was $2,034 — +99% since December 2020, while the home's value moved +25%.

Reported values rose +112% since January 2008.

General prices (CPI-U) rose +57% over the same span.

Divide one by the other: in August 2026 dollars, the 2008 home was worth $293,997. So the real change is +34%, not +112%.

77358: +112% since February 2009.

Walker County: +85% since February 2009.

Texas: +109% since February 2009 — 77358 ran ahead of it by 3 points.

Against 1,763 Texas ZIP codes, 77358 sits at the 19th percentile for affordability (price vs local income).

80th for appreciation (recent value growth); 6th for rental yield (rent vs price).

Owning the typical home costs about $2,585 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $931 a month.

Price divided by a year's rent: 35.4. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 9 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 45.

Going out — closed sales: about 6 a month. The drain is drawn 49% narrower: the share of homes for sale that sell each month is 51% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 7.5 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 3 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 6 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 4 — so sales ran at 150% of it, and below it in 5 of the last 24 months.

Across Walker County, builders pulled permits for 533 new homes in 2025.

Of those, 91% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Walker County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 1,600 moved in. Among the ten receiving the most, 1,365 moved out.

Net across those counties: +235 households. Beside it, homes for sale in this ZIP: 45 in June 2026.

Most arrivals came from Montgomery, TX (620 households); most departures went to Montgomery, TX (516).