ZIP 74129 vs ZIP 74146

74129 is one of 34 ZIP codes that lie mostly in Tulsa County, OK.

Shaded by typical home value, it ranks 21 of the 31 with a value.

10 school locations in 74129: 5 elementary, 2 middle, 1 high, 2 other.

In alphabetical order: COLLEGE BOUND ACADEMY CHARTER, DISNEY ES, DOLORES HUERTA ES, EAST CENTRAL JHS, and more on the ZIP page. Locations only — no ratings are shown here.

74146 is one of 34 ZIP codes that lie mostly in Tulsa County, OK.

Shaded by typical home value, it ranks 22 of the 31 with a value.

3 school locations in 74146: 2 elementary, 1 high.

In alphabetical order: CLARK ES, DOVE SCIENCE ACADEMY TULSA HS, ELLEN OCHOA ES. Locations only — no ratings are shown here.

In January 2000 the typical home in 74129 was worth $74,882.

Values peaked at $195,593 in August 2026. The latest reading is the peak.

As of August 2026: $195,593, +3.5% over twelve months.

Start with the typical home: $195,593. Put 20% down and borrow $156,474 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,083 a month in principal and interest.

The median household here earns $49,645 a year, $4,137 a month. So the payment takes 26.2% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.0% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $448.

In December 2020, with rates at 2.68%, it was $429.

By August 2026, at 6.67%, it was $1,006 — +135% since December 2020, while the home's value moved +48%.

Reported values rose +161% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $147,787. So the real change is +32%, not +161%.

74129: +161% since January 2000.

Tulsa County: +139% since January 2000.

Oklahoma: +164% since January 2000 — 74129 ran behind it by 2 points.

Owning the typical home costs about $1,279 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,482 a month.

Price divided by a year's rent: 11.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 74146 was worth $82,576.

Values peaked at $186,419 in August 2026. The latest reading is the peak.

As of August 2026: $186,419, +1.4% over twelve months.

Start with the typical home: $186,419. Put 20% down and borrow $149,135 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,033 a month in principal and interest.

The median household here earns $43,905 a year, $3,659 a month. So the payment takes 28.2% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 12.5% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $494.

In December 2020, with rates at 2.68%, it was $428.

By August 2026, at 6.67%, it was $959 — +124% since December 2020, while the home's value moved +41%.

Reported values rose +126% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $162,972. So the real change is +14%, not +126%.

74146: +126% since January 2000.

Tulsa County: +139% since January 2000.

Oklahoma: +164% since January 2000 — 74146 ran behind it by 38 points.

Owning the typical home costs about $1,219 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,027 a month.

Price divided by a year's rent: 15.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 19 a month (Redfin, 3-month rolling data through August 2026). That is 74% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 40.

Going out — closed sales: about 13 a month. The drain is drawn 5% narrower: the share of homes for sale that sell each month is 95% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.1 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 6 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 13 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 18 — so sales ran at 72% of it, and below it in 22 of the last 24 months.

Across Tulsa County, builders pulled permits for 3,184 new homes in 2025.

Of those, 68% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Homes sold: about 6 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 8 — so sales ran at 75% of it, and below it in 22 of the last 24 months.

Across Tulsa County, builders pulled permits for 3,184 new homes in 2025.

Of those, 68% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Tulsa County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,265 moved in. Among the ten receiving the most, 7,026 moved out.

Net across those counties: −761 households. Beside it, homes for sale in this ZIP: 40 in June 2026.

Most arrivals came from Wagoner, OK (1,391 households); most departures went to Wagoner, OK (1,721).

County assessor records list 5,244 properties with a market value here. Their average assessed market value is $180,350; the typical home value is $195,593.

The assessor average sits −7.8% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Tulsa County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,265 moved in. Among the ten receiving the most, 7,026 moved out.

Net across those counties: −761 households. Beside it, homes for sale in this ZIP: 15 in June 2026.

Most arrivals came from Wagoner, OK (1,391 households); most departures went to Wagoner, OK (1,721).

County assessor records list 2,741 properties with a market value here. Their average assessed market value is $175,800; the typical home value is $186,419.

The assessor average sits −5.7% from the market figure — an average against a typical value, so treat it as a check, not a verdict.