ZIP 44108 vs ZIP 44127

44108 is one of 52 ZIP codes that lie mostly in Cuyahoga County, OH.

Shaded by typical home value, it ranks 38 of the 39 nearby ZIPs shown.

7 school locations in 44108: 5 middle, 1 high, 1 other.

In alphabetical order: Citizens Leadership Academy, Citizens Leadership Academy East, Franklin D. Roosevelt, Glenville High School, and more on the ZIP page. Locations only — no ratings are shown here.

44127 is one of 52 ZIP codes that lie mostly in Cuyahoga County, OH.

Shaded by typical home value, it ranks 39 of the 39 nearby ZIPs shown.

2 school locations in 44127: 1 middle, 1 high.

In alphabetical order: Broadway Academy, Regent High School. Locations only — no ratings are shown here.

In March 2013 the typical home in 44108 was worth $46,075.

Values peaked at $88,812 in March 2025. The latest reading is −12.3% from that peak.

As of August 2026: $77,887, −8.6% over twelve months.

Start with the typical home: $77,887. Put 20% down and borrow $62,310 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $431 a month in principal and interest.

The median household here earns $32,530 a year, $2,711 a month. So the payment takes 15.9% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.4% in 2013.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in March 2013 (3.57%) the payment was $167.

In December 2020, with rates at 2.68%, it was $213.

By August 2026, at 6.67%, it was $401 — +88% since December 2020, while the home's value moved +18%.

Reported values rose +69% since March 2013.

General prices (CPI-U) rose +44% over the same span.

Divide one by the other: in August 2026 dollars, the 2013 home was worth $66,278. So the real change is +18%, not +69%.

44108: +69% since March 2013.

Cuyahoga County: +129% since March 2013.

Ohio: +121% since March 2013 — 44108 ran behind it by 52 points.

Owning the typical home costs about $509 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,205 a month.

Price divided by a year's rent: 5.4. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 44127 was worth $85,021.

Values peaked at $100,708 in October 2006. The latest reading is −38.3% from that peak.

As of August 2026: $62,183, −10.9% over twelve months.

Start with the typical home: $62,183. Put 20% down and borrow $49,746 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $344 a month in principal and interest.

The median household here earns $32,955 a year, $2,746 a month. So the payment takes 12.5% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 17.1% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $509.

In December 2020, with rates at 2.68%, it was $146.

By August 2026, at 6.67%, it was $320 — +118% since December 2020, while the home's value moved +37%.

Reported values rose −27% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $167,798. So the real change is −63%, not −27%.

44127: −27% since January 2000.

Cuyahoga County: +107% since January 2000.

Ohio: +133% since January 2000 — 44127 ran behind it by 160 points.

Owning the typical home costs about $407 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $659 a month.

Price divided by a year's rent: 7.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 41 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 137.

Going out — closed sales: about 22 a month. The drain is drawn 2% narrower: the share of homes for sale that sell each month is 98% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 6.3 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 19 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 22 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 13 — so sales ran at 169% of it, and below it in 0 of the last 24 months.

Across Cuyahoga County, builders pulled permits for 1,896 new homes in 2025.

Of those, 40% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Homes sold: about 3 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 2 — so sales ran at 150% of it, and below it in 0 of the last 24 months.

Across Cuyahoga County, builders pulled permits for 1,896 new homes in 2025.

Of those, 40% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Cuyahoga County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 9,796 moved in. Among the ten receiving the most, 12,251 moved out.

Net across those counties: −2,455 households. Beside it, homes for sale in this ZIP: 137 in June 2026.

Most arrivals came from Lorain, OH (2,213 households); most departures went to Lorain, OH (2,947).

County assessor records list 344 properties with a market value here. Their average assessed market value is $262,050; the typical home value is $77,887.

The assessor average sits +236.4% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Cuyahoga County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 9,796 moved in. Among the ten receiving the most, 12,251 moved out.

Net across those counties: −2,455 households. Beside it, homes for sale in this ZIP: 16 in June 2026.

Most arrivals came from Lorain, OH (2,213 households); most departures went to Lorain, OH (2,947).