Lotvox market story

ZIP 43110

Fairfield County, OH

What homes are worth, what they cost to carry, how fast they sell — one step at a time.

Typical home value
$332,799
12-month change
+0.3%
Months of supply
2.3

This week since 2026-10-08: Months of supply 2.3 (was 2.4) · Payment share of income 29.0% (was 28.6%)

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Who's going to sell in 43110 this year?

Lotvox Turnover Index

Ranking every home in 43110 by how likely it is to sell

Lotvox Turnover Index
Not yet live
Source: County assessor and recorder public records; Lotvox analysis (calculations on the sources above) · accuracy by ZIP · methodology

The Lotvox Turnover Index isn't offered for 43110 yet.

Where

43110 in Fairfield County, OH

43046 · $386,82443102 · $339,70843105 · $400,69643107 · $289,22243110 · $332,79943112 · $433,71743130 · $276,52243136 · $398,31543147 · $419,53843148 · $303,92243150 · $333,28743154 · $333,11343155 · $347,52343157 · $181,406 43110
$181K$434K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

43110 is one of 14 ZIP codes that lie mostly in Fairfield County, OH — 59% of its own area is in the county.

Shaded by typical home value, it ranks 10 of the 14 with a value.

Value rank in county
10 of 14

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 43110

5 school locations in 43110: 2 elementary, 1 middle, 2 high.

In alphabetical order: Canal Winchester High School, Canal Winchester Middle School, Canal Winchester Virtual Learning Academy, Indian Trail Elementary School, and more on the ZIP page. Locations only — no ratings are shown here.

School locations
5

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

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What it costs

Home values

What homes are worth in 43110

$0$100K$200K$300K$400K200020052010201520202025Peak February 2026 · $333,945Latest · $332,799
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2000 the typical home in 43110 was worth $145,080.

Values peaked at $333,945 in February 2026. The latest reading is −0.3% from that peak.

As of August 2026: $332,799, +0.3% over twelve months.

Typical home value
$332,799
12-month change
+0.3%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$332,799
Loan at 20% down
$266,239
30-year fixed rate
7.40%
Monthly principal + interest
$1,843
Median household income, per month
$6,361
Share of income
29.0%
0%30%60%
At today's rate, by home value, 2000–2026: 12.6% → 29.0%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $332,799. Put 20% down and borrow $266,239 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,843 a month in principal and interest.

The median household here earns $76,334 a year, $6,361 a month. So the payment takes 29.0% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 12.6% in 2000.

Payment share of income
29.0%
Monthly P&I
$1,843

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$500$1K$2K$2K2000200520102015202020252.68% rate · $7636.67% rate · $1,712
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $869.

In December 2020, with rates at 2.68%, it was $763.

By August 2026, at 6.67%, it was $1,712 — +124% since December 2020, while the home's value moved +41%.

Payment change since 2020
+124%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$100K$200K$300K$400K200020052010201520202025
Home value (as reported)Prices in general (CPI-U), scaled to January 2000Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +129% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $286,330. So the real change is +16%, not +129%.

Real change since 2000
+16%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

43110 against its neighbors

50100150200250300200020052010201520202025
43110 (2000 = 100)Fairfield County (2000 = 100)Ohio (2000 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

43110: +129% since January 2000.

Fairfield County: +148% since January 2000.

Ohio: +133% since January 2000 — 43110 ran behind it by 4 points.

Change since 2000
+129%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$2,176
principal + interest $1,843 · taxes & insurance est. $333
Rent: typical rent (ZORI)
$1,653
Price-to-rent ratio
16.8
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $2,176 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,653 a month.

Price divided by a year's rent: 16.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
16.8

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

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What's moving

Housing pulse

Listings Flow Ladder

per month / homes for sale2024-092026-08balanced 4–6 mo2.3 mo2.3 months of supplyNet +0 / month · inventory growing
New listings / monthHomes for saleClosed sales / monthBasin water level = months of supply
Source: Redfin · Lotvox · as of 2026-08-31Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 61 a month (Redfin, 3-month rolling data through August 2026). That is 79% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 140. That is 90% of the 2015–2019 level for the same months.

Going out — closed sales: about 61 a month. That is 94% of the 2015–2019 level for the same months. The drain is drawn 12% narrower: the share of homes for sale that sell each month is 88% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 2.3 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 0 more homes came on than sold each month, so inventory is growing. The basin is filling.

Months of supply
2.3

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Housing pulse

Sales pace vs. normal

02040608020252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 61 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 62 — so sales ran at 98% of it, and below it in 15 of the last 24 months.

Sales vs 2015–19 level
98%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

05001,0001,50020225722023456202446420251,146
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Fairfield County, builders pulled permits for 1,146 new homes in 2025.

Of those, 34% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
1,146

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

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Who's holding, who's leaving

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
3,937
Moved out (top-10 destination counties)
3,309
Net households
+628
Top origins
Franklin, OH2,715
Licking, OH412
Pickaway, OH181
Top destinations
Franklin, OH1,989
Licking, OH447
Perry, OH197
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Fairfield County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 3,937 moved in. Among the ten receiving the most, 3,309 moved out.

Net across those counties: +628 households. Beside it, homes for sale in this ZIP: 140 in June 2026.

Most arrivals came from Franklin, OH (2,715 households); most departures went to Franklin, OH (1,989).

Net households (top-10 flows)
+628

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

County records

On the county rolls

Properties on the assessor roll
19,810
Average assessor market value
$257,100
Typical home value (ZHVI)
$332,799
Assessor vs market
−22.7%
Source: County records · Zillow (ZHVI) · LotvoxSource: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)

County assessor records list 19,810 properties with a market value here. Their average assessed market value is $257,100; the typical home value is $332,799.

The assessor average sits −22.7% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

Properties on the roll
19,810

Source: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)

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What to do

Own a home here?What's my home worth?Enter your address for a county-record value range. Buying?Compare 43110 with 43148The same story, side by side. An agent?See where the index is livethe farm territory and this page's sponsor spot.

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